Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 700
per

Your estimated
City
free-cash

Athens , Greece
€212
€143
€157
€178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
700
unemployment
-
-
-
2
health
-
-
-
50
pensions
-
-
-
140
other
-
-
-
-
income
-
-
-
113
surtax
-
-
-
10
total
-
-
-
315
Employee
341
-
578
-
health
9
-
15
-
pensions
23
-
39
-
surtax
1
-
8
-
other
-
-
-
-
unemployment
24
-
40
-
income
57
-
106
-
total
114
-
208
-
Employer
341
-
578
-
pensions
46
-
77
-
unemployment
11
-
18
-
health
16
-
26
-
other
-
-
-
-
total
73
-
121
-
Corporate
287
700
-
-
income
75
182
-
-
total
75
182
-
-
Dividends
212
518
-
-
withholding
32
78
-
-
total
32
78
-
-
Income
700
700
700
700
Total tax
294
260
329
315
After tax
406
440
371
385
Living cost
228
228
228
228
Free-cash
178
212
143
157

Estimated living cost  is €228 per week

€137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€65
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€216
€147
€161
€184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
700
unemployment
-
-
-
2
health
-
-
-
50
pensions
-
-
-
140
other
-
-
-
-
income
-
-
-
113
surtax
-
-
-
10
total
-
-
-
315
Employee
335
-
578
-
health
9
-
15
-
pensions
22
-
39
-
surtax
1
-
8
-
other
-
-
-
-
unemployment
23
-
40
-
income
56
-
106
-
total
111
-
208
-
Employer
335
-
578
-
pensions
45
-
77
-
unemployment
11
-
18
-
health
15
-
26
-
other
-
-
-
-
total
71
-
121
-
Corporate
294
700
-
-
income
77
182
-
-
total
77
182
-
-
Dividends
218
518
-
-
withholding
33
78
-
-
total
33
78
-
-
Income
700
700
700
700
Total tax
292
260
329
315
After tax
408
440
371
385
Living cost
224
224
224
224
Free-cash
184
216
147
161

Estimated living cost  is €224 per week

€137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€21
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€61
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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