Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 700
per

Your estimated
City
free-cash

Andorra , Andorra
€325
€257
€237
€292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
700
social contributions
-
-
-
154
income
-
-
-
4
total
-
-
-
158
Employee
326
-
606
-
social contributions
21
-
39
-
income
-
-
5
-
total
21
-
44
-
Employer
326
-
606
-
social contributions
50
-
94
-
total
50
-
94
-
Corporate
324
700
-
-
income
32
70
-
-
total
32
70
-
-
Dividends
291
630
-
-
total
-
-
-
-
Income
700
700
700
700
Total tax
103
70
138
158
After tax
597
630
562
542
Living cost
305
305
305
305
Free-cash
292
325
257
237

Estimated living cost  is €305 per week

€197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€79
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

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Additional information

Source

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