Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 65400
per

Your estimated
City
free-cash

Sliema , Malta
€22439
€20597
€29045
€27956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
65 400
income
-
-
-
15 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
3 315
total
-
-
-
18 315
Employee
24 174
-
62 976
-
social contributions
2 422
-
2 424
-
income
2 623
-
12 378
-
total
5 045
-
14 802
-
Employer
24 174
-
62 976
-
social contributions
2 422
-
2 424
-
total
2 422
-
2 424
-
Corporate
38 804
65 400
-
-
income
13 581
22 890
-
-
total
13 581
22 890
-
-
Dividends
25 223
42 510
-
-
social contributions
2 784
2 784
-
-
total
2 784
2 784
-
-
Income
65 400
65 400
65 400
65 400
Total tax
23 832
25 674
17 226
18 315
After tax
41 568
39 726
48 174
47 085
Living cost
19 129
19 129
19 129
19 129
Free-cash
22 439
20 597
29 045
27 956

Estimated living cost  is €19129 per year

€12600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€293
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€4727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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