Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 52050
per

Your estimated
City
free-cash

Ljubljana , Slovenia
€21702
€17295
€12823
€11332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 050
income
-
-
-
10 387
pensions
-
-
-
9 506
unemployment
-
-
-
78
health
-
-
-
5 122
total
-
-
-
25 093
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
45 038
-
health
1 505
-
2 909
-
income
4 018
-
9 619
-
pensions
3 612
-
6 981
-
unemployment
33
-
63
-
total
9 168
-
19 572
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
45 038
-
unemployment
14
-
27
-
pensions
2 062
-
3 986
-
health
1 552
-
2 999
-
total
3 628
-
7 012
-
Corporate
25 120
52 050
-
-
income
4 773
9 890
-
-
total
4 773
9 890
-
-
Dividends
20 347
42 160
-
-
withholding
3 052
6 324
-
-
total
3 052
6 324
-
-
Income
52 050
52 050
52 050
52 050
Total tax
20 621
16 214
26 584
25 093
After tax
31 429
35 836
25 466
26 957
Living cost
14 134
14 134
14 134
14 134
Free-cash
17 295
21 702
11 332
12 823

Estimated living cost  is €14134 per year

€9700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€274
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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