Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 49450
per

Your estimated
City
free-cash

Athens , Greece
€19268
€12984
€13938
€17592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 450
unemployment
-
-
-
120
health
-
-
-
3 511
pensions
-
-
-
9 890
other
-
-
-
-
income
-
-
-
9 094
surtax
-
-
-
1 061
total
-
-
-
23 676
Employee
17 746
-
40 851
-
health
453
-
1 041
-
pensions
1 184
-
2 725
-
surtax
63
-
952
-
other
-
-
-
-
unemployment
1 235
-
2 843
-
income
2 975
-
8 470
-
total
5 910
-
16 031
-
Employer
17 746
-
40 851
-
pensions
2 366
-
5 445
-
unemployment
563
-
1 295
-
health
807
-
1 859
-
other
-
-
-
-
total
3 736
-
8 599
-
Corporate
27 968
49 450
-
-
income
7 272
12 857
-
-
total
7 272
12 857
-
-
Dividends
20 696
36 593
-
-
withholding
3 104
5 489
-
-
total
3 104
5 489
-
-
Income
49 450
49 450
49 450
49 450
Total tax
20 022
18 346
24 630
23 676
After tax
29 428
31 104
24 820
25 774
Living cost
11 836
11 836
11 836
11 836
Free-cash
17 592
19 268
12 984
13 938

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€19476
€13192
€14146
€17836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 450
unemployment
-
-
-
120
health
-
-
-
3 511
pensions
-
-
-
9 890
other
-
-
-
-
income
-
-
-
9 094
surtax
-
-
-
1 061
total
-
-
-
23 676
Employee
17 426
-
40 851
-
health
445
-
1 041
-
pensions
1 162
-
2 725
-
surtax
57
-
952
-
other
-
-
-
-
unemployment
1 213
-
2 843
-
income
2 921
-
8 470
-
total
5 798
-
16 031
-
Employer
17 426
-
40 851
-
pensions
2 323
-
5 445
-
unemployment
552
-
1 295
-
health
793
-
1 859
-
other
-
-
-
-
total
3 668
-
8 599
-
Corporate
28 356
49 450
-
-
income
7 373
12 857
-
-
total
7 373
12 857
-
-
Dividends
20 983
36 593
-
-
withholding
3 147
5 489
-
-
total
3 147
5 489
-
-
Income
49 450
49 450
49 450
49 450
Total tax
19 986
18 346
24 630
23 676
After tax
29 464
31 104
24 820
25 774
Living cost
11 628
11 628
11 628
11 628
Free-cash
17 836
19 476
13 192
14 146

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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