Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 48150
per

Your estimated
City
free-cash

Athens , Greece
€18450
€12476
€13402
€16774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 150
unemployment
-
-
-
120
health
-
-
-
3 419
pensions
-
-
-
9 630
other
-
-
-
-
income
-
-
-
8 743
surtax
-
-
-
1 000
total
-
-
-
22 912
Employee
17 746
-
39 778
-
health
453
-
1 014
-
pensions
1 184
-
2 653
-
surtax
63
-
893
-
other
-
-
-
-
unemployment
1 235
-
2 769
-
income
2 975
-
8 137
-
total
5 910
-
15 466
-
Employer
17 746
-
39 778
-
pensions
2 366
-
5 302
-
unemployment
563
-
1 261
-
health
807
-
1 809
-
other
-
-
-
-
total
3 736
-
8 372
-
Corporate
26 668
48 150
-
-
income
6 934
12 519
-
-
total
6 934
12 519
-
-
Dividends
19 734
35 631
-
-
withholding
2 960
5 345
-
-
total
2 960
5 345
-
-
Income
48 150
48 150
48 150
48 150
Total tax
19 540
17 864
23 838
22 912
After tax
28 610
30 286
24 312
25 238
Living cost
11 836
11 836
11 836
11 836
Free-cash
16 774
18 450
12 476
13 402

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€18658
€12684
€13610
€17018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 150
unemployment
-
-
-
120
health
-
-
-
3 419
pensions
-
-
-
9 630
other
-
-
-
-
income
-
-
-
8 743
surtax
-
-
-
1 000
total
-
-
-
22 912
Employee
17 426
-
39 778
-
health
445
-
1 014
-
pensions
1 162
-
2 653
-
surtax
57
-
893
-
other
-
-
-
-
unemployment
1 213
-
2 769
-
income
2 921
-
8 137
-
total
5 798
-
15 466
-
Employer
17 426
-
39 778
-
pensions
2 323
-
5 302
-
unemployment
552
-
1 261
-
health
793
-
1 809
-
other
-
-
-
-
total
3 668
-
8 372
-
Corporate
27 056
48 150
-
-
income
7 035
12 519
-
-
total
7 035
12 519
-
-
Dividends
20 021
35 631
-
-
withholding
3 003
5 345
-
-
total
3 003
5 345
-
-
Income
48 150
48 150
48 150
48 150
Total tax
19 504
17 864
23 838
22 912
After tax
28 646
30 286
24 312
25 238
Living cost
11 628
11 628
11 628
11 628
Free-cash
17 018
18 658
12 684
13 610

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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