Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 46700
per

Your estimated
City
free-cash

Athens , Greece
€17538
€11909
€12805
€15862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 700
unemployment
-
-
-
120
health
-
-
-
3 316
pensions
-
-
-
9 340
other
-
-
-
-
income
-
-
-
8 352
surtax
-
-
-
931
total
-
-
-
22 059
Employee
17 746
-
38 579
-
health
453
-
983
-
pensions
1 184
-
2 573
-
surtax
63
-
828
-
other
-
-
-
-
unemployment
1 235
-
2 685
-
income
2 975
-
7 765
-
total
5 910
-
14 834
-
Employer
17 746
-
38 579
-
pensions
2 366
-
5 143
-
unemployment
563
-
1 223
-
health
807
-
1 755
-
other
-
-
-
-
total
3 736
-
8 121
-
Corporate
25 218
46 700
-
-
income
6 557
12 142
-
-
total
6 557
12 142
-
-
Dividends
18 661
34 558
-
-
withholding
2 799
5 184
-
-
total
2 799
5 184
-
-
Income
46 700
46 700
46 700
46 700
Total tax
19 002
17 326
22 955
22 059
After tax
27 698
29 374
23 745
24 641
Living cost
11 836
11 836
11 836
11 836
Free-cash
15 862
17 538
11 909
12 805

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€17746
€12117
€13013
€16106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 700
unemployment
-
-
-
120
health
-
-
-
3 316
pensions
-
-
-
9 340
other
-
-
-
-
income
-
-
-
8 352
surtax
-
-
-
931
total
-
-
-
22 059
Employee
17 426
-
38 579
-
health
445
-
983
-
pensions
1 162
-
2 573
-
surtax
57
-
828
-
other
-
-
-
-
unemployment
1 213
-
2 685
-
income
2 921
-
7 765
-
total
5 798
-
14 834
-
Employer
17 426
-
38 579
-
pensions
2 323
-
5 143
-
unemployment
552
-
1 223
-
health
793
-
1 755
-
other
-
-
-
-
total
3 668
-
8 121
-
Corporate
25 606
46 700
-
-
income
6 658
12 142
-
-
total
6 658
12 142
-
-
Dividends
18 948
34 558
-
-
withholding
2 842
5 184
-
-
total
2 842
5 184
-
-
Income
46 700
46 700
46 700
46 700
Total tax
18 966
17 326
22 955
22 059
After tax
27 734
29 374
23 745
24 641
Living cost
11 628
11 628
11 628
11 628
Free-cash
16 106
17 746
12 117
13 013

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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