Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 46200
per

Your estimated
City
free-cash

Athens , Greece
€17224
€11713
€12600
€15547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 200
unemployment
-
-
-
120
health
-
-
-
3 280
pensions
-
-
-
9 240
other
-
-
-
-
income
-
-
-
8 217
surtax
-
-
-
907
total
-
-
-
21 764
Employee
17 746
-
38 166
-
health
453
-
974
-
pensions
1 184
-
2 546
-
surtax
63
-
805
-
other
-
-
-
-
unemployment
1 235
-
2 656
-
income
2 975
-
7 636
-
total
5 910
-
14 617
-
Employer
17 746
-
38 166
-
pensions
2 366
-
5 088
-
unemployment
563
-
1 210
-
health
807
-
1 736
-
other
-
-
-
-
total
3 736
-
8 034
-
Corporate
24 718
46 200
-
-
income
6 427
12 012
-
-
total
6 427
12 012
-
-
Dividends
18 291
34 188
-
-
withholding
2 744
5 128
-
-
total
2 744
5 128
-
-
Income
46 200
46 200
46 200
46 200
Total tax
18 817
17 140
22 651
21 764
After tax
27 383
29 060
23 549
24 436
Living cost
11 836
11 836
11 836
11 836
Free-cash
15 547
17 224
11 713
12 600

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€17432
€11921
€12808
€15791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 200
unemployment
-
-
-
120
health
-
-
-
3 280
pensions
-
-
-
9 240
other
-
-
-
-
income
-
-
-
8 217
surtax
-
-
-
907
total
-
-
-
21 764
Employee
17 426
-
38 166
-
health
445
-
974
-
pensions
1 162
-
2 546
-
surtax
57
-
805
-
other
-
-
-
-
unemployment
1 213
-
2 656
-
income
2 921
-
7 636
-
total
5 798
-
14 617
-
Employer
17 426
-
38 166
-
pensions
2 323
-
5 088
-
unemployment
552
-
1 210
-
health
793
-
1 736
-
other
-
-
-
-
total
3 668
-
8 034
-
Corporate
25 106
46 200
-
-
income
6 528
12 012
-
-
total
6 528
12 012
-
-
Dividends
18 578
34 188
-
-
withholding
2 787
5 128
-
-
total
2 787
5 128
-
-
Income
46 200
46 200
46 200
46 200
Total tax
18 781
17 140
22 651
21 764
After tax
27 419
29 060
23 549
24 436
Living cost
11 628
11 628
11 628
11 628
Free-cash
15 791
17 432
11 921
12 808

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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