Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 46150
per

Your estimated
City
free-cash

Athens , Greece
€17192
€11693
€12578
€15516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 150
unemployment
-
-
-
120
health
-
-
-
3 277
pensions
-
-
-
9 230
other
-
-
-
-
income
-
-
-
8 204
surtax
-
-
-
905
total
-
-
-
21 736
Employee
17 746
-
38 125
-
health
453
-
972
-
pensions
1 184
-
2 543
-
surtax
63
-
803
-
other
-
-
-
-
unemployment
1 235
-
2 654
-
income
2 975
-
7 624
-
total
5 910
-
14 596
-
Employer
17 746
-
38 125
-
pensions
2 366
-
5 082
-
unemployment
563
-
1 209
-
health
807
-
1 734
-
other
-
-
-
-
total
3 736
-
8 025
-
Corporate
24 668
46 150
-
-
income
6 414
11 999
-
-
total
6 414
11 999
-
-
Dividends
18 254
34 151
-
-
withholding
2 738
5 123
-
-
total
2 738
5 123
-
-
Income
46 150
46 150
46 150
46 150
Total tax
18 798
17 122
22 621
21 736
After tax
27 352
29 028
23 529
24 414
Living cost
11 836
11 836
11 836
11 836
Free-cash
15 516
17 192
11 693
12 578

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€17400
€11901
€12786
€15760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 150
unemployment
-
-
-
120
health
-
-
-
3 277
pensions
-
-
-
9 230
other
-
-
-
-
income
-
-
-
8 204
surtax
-
-
-
905
total
-
-
-
21 736
Employee
17 426
-
38 125
-
health
445
-
972
-
pensions
1 162
-
2 543
-
surtax
57
-
803
-
other
-
-
-
-
unemployment
1 213
-
2 654
-
income
2 921
-
7 624
-
total
5 798
-
14 596
-
Employer
17 426
-
38 125
-
pensions
2 323
-
5 082
-
unemployment
552
-
1 209
-
health
793
-
1 734
-
other
-
-
-
-
total
3 668
-
8 025
-
Corporate
25 056
46 150
-
-
income
6 515
11 999
-
-
total
6 515
11 999
-
-
Dividends
18 541
34 151
-
-
withholding
2 781
5 123
-
-
total
2 781
5 123
-
-
Income
46 150
46 150
46 150
46 150
Total tax
18 762
17 122
22 621
21 736
After tax
27 388
29 028
23 529
24 414
Living cost
11 628
11 628
11 628
11 628
Free-cash
15 760
17 400
11 901
12 786

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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