Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 45600
per

Your estimated
City
free-cash

Athens , Greece
€16846
€11479
€12352
€15170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 600
unemployment
-
-
-
120
health
-
-
-
3 237
pensions
-
-
-
9 120
other
-
-
-
-
income
-
-
-
8 056
surtax
-
-
-
879
total
-
-
-
21 412
Employee
17 746
-
37 670
-
health
453
-
961
-
pensions
1 184
-
2 513
-
surtax
63
-
778
-
other
-
-
-
-
unemployment
1 235
-
2 622
-
income
2 975
-
7 482
-
total
5 910
-
14 356
-
Employer
17 746
-
37 670
-
pensions
2 366
-
5 021
-
unemployment
563
-
1 194
-
health
807
-
1 714
-
other
-
-
-
-
total
3 736
-
7 929
-
Corporate
24 118
45 600
-
-
income
6 271
11 856
-
-
total
6 271
11 856
-
-
Dividends
17 847
33 744
-
-
withholding
2 677
5 062
-
-
total
2 677
5 062
-
-
Income
45 600
45 600
45 600
45 600
Total tax
18 594
16 918
22 285
21 412
After tax
27 006
28 682
23 315
24 188
Living cost
11 836
11 836
11 836
11 836
Free-cash
15 170
16 846
11 479
12 352

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€17054
€11687
€12560
€15414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 600
unemployment
-
-
-
120
health
-
-
-
3 237
pensions
-
-
-
9 120
other
-
-
-
-
income
-
-
-
8 056
surtax
-
-
-
879
total
-
-
-
21 412
Employee
17 426
-
37 670
-
health
445
-
961
-
pensions
1 162
-
2 513
-
surtax
57
-
778
-
other
-
-
-
-
unemployment
1 213
-
2 622
-
income
2 921
-
7 482
-
total
5 798
-
14 356
-
Employer
17 426
-
37 670
-
pensions
2 323
-
5 021
-
unemployment
552
-
1 194
-
health
793
-
1 714
-
other
-
-
-
-
total
3 668
-
7 929
-
Corporate
24 506
45 600
-
-
income
6 372
11 856
-
-
total
6 372
11 856
-
-
Dividends
18 134
33 744
-
-
withholding
2 720
5 062
-
-
total
2 720
5 062
-
-
Income
45 600
45 600
45 600
45 600
Total tax
18 558
16 918
22 285
21 412
After tax
27 042
28 682
23 315
24 188
Living cost
11 628
11 628
11 628
11 628
Free-cash
15 414
17 054
11 687
12 560

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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