Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 45150
per

Your estimated
City
free-cash

Athens , Greece
€16563
€11302
€12167
€14887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 150
unemployment
-
-
-
120
health
-
-
-
3 205
pensions
-
-
-
9 030
other
-
-
-
-
income
-
-
-
7 934
surtax
-
-
-
858
total
-
-
-
21 147
Employee
17 746
-
37 299
-
health
453
-
951
-
pensions
1 184
-
2 488
-
surtax
63
-
758
-
other
-
-
-
-
unemployment
1 235
-
2 596
-
income
2 975
-
7 368
-
total
5 910
-
14 161
-
Employer
17 746
-
37 299
-
pensions
2 366
-
4 972
-
unemployment
563
-
1 182
-
health
807
-
1 697
-
other
-
-
-
-
total
3 736
-
7 851
-
Corporate
23 668
45 150
-
-
income
6 154
11 739
-
-
total
6 154
11 739
-
-
Dividends
17 514
33 411
-
-
withholding
2 627
5 012
-
-
total
2 627
5 012
-
-
Income
45 150
45 150
45 150
45 150
Total tax
18 427
16 751
22 012
21 147
After tax
26 723
28 399
23 138
24 003
Living cost
11 836
11 836
11 836
11 836
Free-cash
14 887
16 563
11 302
12 167

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€16771
€11510
€12375
€15131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 150
unemployment
-
-
-
120
health
-
-
-
3 205
pensions
-
-
-
9 030
other
-
-
-
-
income
-
-
-
7 934
surtax
-
-
-
858
total
-
-
-
21 147
Employee
17 426
-
37 299
-
health
445
-
951
-
pensions
1 162
-
2 488
-
surtax
57
-
758
-
other
-
-
-
-
unemployment
1 213
-
2 596
-
income
2 921
-
7 368
-
total
5 798
-
14 161
-
Employer
17 426
-
37 299
-
pensions
2 323
-
4 972
-
unemployment
552
-
1 182
-
health
793
-
1 697
-
other
-
-
-
-
total
3 668
-
7 851
-
Corporate
24 056
45 150
-
-
income
6 255
11 739
-
-
total
6 255
11 739
-
-
Dividends
17 801
33 411
-
-
withholding
2 670
5 012
-
-
total
2 670
5 012
-
-
Income
45 150
45 150
45 150
45 150
Total tax
18 391
16 751
22 012
21 147
After tax
26 759
28 399
23 138
24 003
Living cost
11 628
11 628
11 628
11 628
Free-cash
15 131
16 771
11 510
12 375

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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