Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 45000
per

Your estimated
City
free-cash

Thessaloniki , Greece
€12313
€11453
€15036
€16677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 194
income
-
-
-
7 894
surtax
-
-
-
851
pensions
-
-
-
9 000
total
-
-
-
21 059
Employee
17 426
-
37 174
-
income
2 921
-
7 329
-
pensions
1 162
-
2 480
-
unemployment
1 213
-
2 587
-
health
445
-
948
-
other
-
-
-
-
surtax
57
-
751
-
total
5 798
-
14 095
-
Employer
17 426
-
37 174
-
pensions
2 323
-
4 955
-
other
-
-
-
-
health
793
-
1 691
-
unemployment
552
-
1 178
-
total
3 668
-
7 824
-
Corporate
23 906
45 000
-
-
income
6 216
11 700
-
-
total
6 216
11 700
-
-
Dividends
17 690
33 300
-
-
withholding
2 654
4 995
-
-
total
2 654
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
18 336
16 695
21 919
21 059
After tax
26 664
28 305
23 081
23 941
Living cost
11 628
11 628
11 628
11 628
Free-cash
15 036
16 677
11 453
12 313

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Athens , Greece
€12105
€11245
€14793
€16469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 194
income
-
-
-
7 894
surtax
-
-
-
851
pensions
-
-
-
9 000
total
-
-
-
21 059
Employee
17 746
-
37 174
-
income
2 975
-
7 329
-
pensions
1 184
-
2 480
-
unemployment
1 235
-
2 587
-
health
453
-
948
-
other
-
-
-
-
surtax
63
-
751
-
total
5 910
-
14 095
-
Employer
17 746
-
37 174
-
pensions
2 366
-
4 955
-
other
-
-
-
-
health
807
-
1 691
-
unemployment
563
-
1 178
-
total
3 736
-
7 824
-
Corporate
23 518
45 000
-
-
income
6 115
11 700
-
-
total
6 115
11 700
-
-
Dividends
17 403
33 300
-
-
withholding
2 610
4 995
-
-
total
2 610
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
18 371
16 695
21 919
21 059
After tax
26 629
28 305
23 081
23 941
Living cost
11 836
11 836
11 836
11 836
Free-cash
14 793
16 469
11 245
12 105

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close