Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 44500
per

Your estimated
City
free-cash

Athens , Greece
€16154
€11048
€11899
€14478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
unemployment
-
-
-
120
health
-
-
-
3 159
pensions
-
-
-
8 900
other
-
-
-
-
income
-
-
-
7 759
surtax
-
-
-
827
total
-
-
-
20 765
Employee
17 746
-
36 762
-
health
453
-
937
-
pensions
1 184
-
2 452
-
surtax
63
-
729
-
other
-
-
-
-
unemployment
1 235
-
2 559
-
income
2 975
-
7 201
-
total
5 910
-
13 878
-
Employer
17 746
-
36 762
-
pensions
2 366
-
4 900
-
unemployment
563
-
1 165
-
health
807
-
1 673
-
other
-
-
-
-
total
3 736
-
7 738
-
Corporate
23 018
44 500
-
-
income
5 985
11 570
-
-
total
5 985
11 570
-
-
Dividends
17 033
32 930
-
-
withholding
2 555
4 940
-
-
total
2 555
4 940
-
-
Income
44 500
44 500
44 500
44 500
Total tax
18 186
16 510
21 616
20 765
After tax
26 314
27 990
22 884
23 735
Living cost
11 836
11 836
11 836
11 836
Free-cash
14 478
16 154
11 048
11 899

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€16362
€11256
€12107
€14722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
unemployment
-
-
-
120
health
-
-
-
3 159
pensions
-
-
-
8 900
other
-
-
-
-
income
-
-
-
7 759
surtax
-
-
-
827
total
-
-
-
20 765
Employee
17 426
-
36 762
-
health
445
-
937
-
pensions
1 162
-
2 452
-
surtax
57
-
729
-
other
-
-
-
-
unemployment
1 213
-
2 559
-
income
2 921
-
7 201
-
total
5 798
-
13 878
-
Employer
17 426
-
36 762
-
pensions
2 323
-
4 900
-
unemployment
552
-
1 165
-
health
793
-
1 673
-
other
-
-
-
-
total
3 668
-
7 738
-
Corporate
23 406
44 500
-
-
income
6 086
11 570
-
-
total
6 086
11 570
-
-
Dividends
17 320
32 930
-
-
withholding
2 598
4 940
-
-
total
2 598
4 940
-
-
Income
44 500
44 500
44 500
44 500
Total tax
18 150
16 510
21 616
20 765
After tax
26 350
27 990
22 884
23 735
Living cost
11 628
11 628
11 628
11 628
Free-cash
14 722
16 362
11 256
12 107

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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[[ row[2] ]] [[ row[0] ]]

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