Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 43700
per

Your estimated
City
free-cash

Athens , Greece
€15651
€10735
€11569
€13975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 700
unemployment
-
-
-
120
health
-
-
-
3 103
pensions
-
-
-
8 740
other
-
-
-
-
income
-
-
-
7 543
surtax
-
-
-
789
total
-
-
-
20 295
Employee
17 746
-
36 102
-
health
453
-
920
-
pensions
1 184
-
2 408
-
surtax
63
-
693
-
other
-
-
-
-
unemployment
1 235
-
2 513
-
income
2 975
-
6 997
-
total
5 910
-
13 531
-
Employer
17 746
-
36 102
-
pensions
2 366
-
4 812
-
unemployment
563
-
1 144
-
health
807
-
1 642
-
other
-
-
-
-
total
3 736
-
7 598
-
Corporate
22 218
43 700
-
-
income
5 777
11 362
-
-
total
5 777
11 362
-
-
Dividends
16 441
32 338
-
-
withholding
2 466
4 851
-
-
total
2 466
4 851
-
-
Income
43 700
43 700
43 700
43 700
Total tax
17 889
16 213
21 129
20 295
After tax
25 811
27 487
22 571
23 405
Living cost
11 836
11 836
11 836
11 836
Free-cash
13 975
15 651
10 735
11 569

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€15859
€10943
€11777
€14219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 700
unemployment
-
-
-
120
health
-
-
-
3 103
pensions
-
-
-
8 740
other
-
-
-
-
income
-
-
-
7 543
surtax
-
-
-
789
total
-
-
-
20 295
Employee
17 426
-
36 102
-
health
445
-
920
-
pensions
1 162
-
2 408
-
surtax
57
-
693
-
other
-
-
-
-
unemployment
1 213
-
2 513
-
income
2 921
-
6 997
-
total
5 798
-
13 531
-
Employer
17 426
-
36 102
-
pensions
2 323
-
4 812
-
unemployment
552
-
1 144
-
health
793
-
1 642
-
other
-
-
-
-
total
3 668
-
7 598
-
Corporate
22 606
43 700
-
-
income
5 878
11 362
-
-
total
5 878
11 362
-
-
Dividends
16 728
32 338
-
-
withholding
2 509
4 851
-
-
total
2 509
4 851
-
-
Income
43 700
43 700
43 700
43 700
Total tax
17 853
16 213
21 129
20 295
After tax
25 847
27 487
22 571
23 405
Living cost
11 628
11 628
11 628
11 628
Free-cash
14 219
15 859
10 943
11 777

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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