Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 43500
per

Your estimated
City
free-cash

Athens , Greece
€15526
€10656
€11487
€13849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
unemployment
-
-
-
120
health
-
-
-
3 089
pensions
-
-
-
8 700
other
-
-
-
-
income
-
-
-
7 489
surtax
-
-
-
779
total
-
-
-
20 177
Employee
17 746
-
35 936
-
health
453
-
917
-
pensions
1 184
-
2 397
-
surtax
63
-
684
-
other
-
-
-
-
unemployment
1 235
-
2 501
-
income
2 975
-
6 945
-
total
5 910
-
13 444
-
Employer
17 746
-
35 936
-
pensions
2 366
-
4 790
-
unemployment
563
-
1 139
-
health
807
-
1 635
-
other
-
-
-
-
total
3 736
-
7 564
-
Corporate
22 018
43 500
-
-
income
5 725
11 310
-
-
total
5 725
11 310
-
-
Dividends
16 293
32 190
-
-
withholding
2 444
4 828
-
-
total
2 444
4 828
-
-
Income
43 500
43 500
43 500
43 500
Total tax
17 815
16 138
21 008
20 177
After tax
25 685
27 362
22 492
23 323
Living cost
11 836
11 836
11 836
11 836
Free-cash
13 849
15 526
10 656
11 487

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Thessaloniki , Greece
€15734
€10864
€11695
€14093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
unemployment
-
-
-
120
health
-
-
-
3 089
pensions
-
-
-
8 700
other
-
-
-
-
income
-
-
-
7 489
surtax
-
-
-
779
total
-
-
-
20 177
Employee
17 426
-
35 936
-
health
445
-
917
-
pensions
1 162
-
2 397
-
surtax
57
-
684
-
other
-
-
-
-
unemployment
1 213
-
2 501
-
income
2 921
-
6 945
-
total
5 798
-
13 444
-
Employer
17 426
-
35 936
-
pensions
2 323
-
4 790
-
unemployment
552
-
1 139
-
health
793
-
1 635
-
other
-
-
-
-
total
3 668
-
7 564
-
Corporate
22 406
43 500
-
-
income
5 826
11 310
-
-
total
5 826
11 310
-
-
Dividends
16 580
32 190
-
-
withholding
2 487
4 828
-
-
total
2 487
4 828
-
-
Income
43 500
43 500
43 500
43 500
Total tax
17 779
16 138
21 008
20 177
After tax
25 721
27 362
22 492
23 323
Living cost
11 628
11 628
11 628
11 628
Free-cash
14 093
15 734
10 864
11 695

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Estimated living cost

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Estimated living cost

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Source

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