Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 43450
per

Your estimated
City
free-cash

Athens , Greece
€15494
€10636
€11467
€13818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 450
unemployment
-
-
-
120
health
-
-
-
3 085
pensions
-
-
-
8 690
other
-
-
-
-
income
-
-
-
7 475
surtax
-
-
-
777
total
-
-
-
20 147
Employee
17 746
-
35 894
-
health
453
-
916
-
pensions
1 184
-
2 394
-
surtax
63
-
682
-
other
-
-
-
-
unemployment
1 235
-
2 498
-
income
2 975
-
6 932
-
total
5 910
-
13 422
-
Employer
17 746
-
35 894
-
pensions
2 366
-
4 785
-
unemployment
563
-
1 138
-
health
807
-
1 633
-
other
-
-
-
-
total
3 736
-
7 556
-
Corporate
21 968
43 450
-
-
income
5 712
11 297
-
-
total
5 712
11 297
-
-
Dividends
16 256
32 153
-
-
withholding
2 438
4 823
-
-
total
2 438
4 823
-
-
Income
43 450
43 450
43 450
43 450
Total tax
17 796
16 120
20 978
20 147
After tax
25 654
27 330
22 472
23 303
Living cost
11 836
11 836
11 836
11 836
Free-cash
13 818
15 494
10 636
11 467

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€15702
€10844
€11675
€14062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 450
unemployment
-
-
-
120
health
-
-
-
3 085
pensions
-
-
-
8 690
other
-
-
-
-
income
-
-
-
7 475
surtax
-
-
-
777
total
-
-
-
20 147
Employee
17 426
-
35 894
-
health
445
-
916
-
pensions
1 162
-
2 394
-
surtax
57
-
682
-
other
-
-
-
-
unemployment
1 213
-
2 498
-
income
2 921
-
6 932
-
total
5 798
-
13 422
-
Employer
17 426
-
35 894
-
pensions
2 323
-
4 785
-
unemployment
552
-
1 138
-
health
793
-
1 633
-
other
-
-
-
-
total
3 668
-
7 556
-
Corporate
22 356
43 450
-
-
income
5 813
11 297
-
-
total
5 813
11 297
-
-
Dividends
16 543
32 153
-
-
withholding
2 481
4 823
-
-
total
2 481
4 823
-
-
Income
43 450
43 450
43 450
43 450
Total tax
17 760
16 120
20 978
20 147
After tax
25 690
27 330
22 472
23 303
Living cost
11 628
11 628
11 628
11 628
Free-cash
14 062
15 702
10 844
11 675

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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