Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 42500
per

Your estimated
City
free-cash

Athens , Greece
€14896
€10211
€11076
€13220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
unemployment
-
-
-
120
health
-
-
-
3 017
pensions
-
-
-
8 500
other
-
-
-
-
income
-
-
-
7 219
surtax
-
-
-
732
total
-
-
-
19 588
Employee
17 746
-
35 109
-
health
453
-
895
-
pensions
1 184
-
2 342
-
surtax
63
-
647
-
other
-
-
-
-
unemployment
1 235
-
2 444
-
income
2 975
-
6 734
-
total
5 910
-
13 062
-
Employer
17 746
-
35 109
-
pensions
2 366
-
4 680
-
unemployment
563
-
1 113
-
health
807
-
1 598
-
other
-
-
-
-
total
3 736
-
7 391
-
Corporate
21 018
42 500
-
-
income
5 465
11 050
-
-
total
5 465
11 050
-
-
Dividends
15 553
31 450
-
-
withholding
2 333
4 718
-
-
total
2 333
4 718
-
-
Income
42 500
42 500
42 500
42 500
Total tax
17 444
15 768
20 453
19 588
After tax
25 056
26 732
22 047
22 912
Living cost
11 836
11 836
11 836
11 836
Free-cash
13 220
14 896
10 211
11 076

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€15104
€10419
€11284
€13464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
unemployment
-
-
-
120
health
-
-
-
3 017
pensions
-
-
-
8 500
other
-
-
-
-
income
-
-
-
7 219
surtax
-
-
-
732
total
-
-
-
19 588
Employee
17 426
-
35 109
-
health
445
-
895
-
pensions
1 162
-
2 342
-
surtax
57
-
647
-
other
-
-
-
-
unemployment
1 213
-
2 444
-
income
2 921
-
6 734
-
total
5 798
-
13 062
-
Employer
17 426
-
35 109
-
pensions
2 323
-
4 680
-
unemployment
552
-
1 113
-
health
793
-
1 598
-
other
-
-
-
-
total
3 668
-
7 391
-
Corporate
21 406
42 500
-
-
income
5 566
11 050
-
-
total
5 566
11 050
-
-
Dividends
15 840
31 450
-
-
withholding
2 376
4 718
-
-
total
2 376
4 718
-
-
Income
42 500
42 500
42 500
42 500
Total tax
17 408
15 768
20 453
19 588
After tax
25 092
26 732
22 047
22 912
Living cost
11 628
11 628
11 628
11 628
Free-cash
13 464
15 104
10 419
11 284

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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