Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 42400
per

Your estimated
City
free-cash

Thessaloniki , Greece
€15042
€13401
€11242
€10374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 400
income
-
-
-
7 192
pensions
-
-
-
8 480
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 011
surtax
-
-
-
727
total
-
-
-
19 530
Employee
17 426
-
35 027
-
other
-
-
-
-
health
445
-
893
-
surtax
57
-
644
-
income
2 921
-
6 714
-
pensions
1 162
-
2 336
-
unemployment
1 213
-
2 438
-
total
5 798
-
13 025
-
Employer
17 426
-
35 027
-
other
-
-
-
-
unemployment
552
-
1 110
-
pensions
2 323
-
4 669
-
health
793
-
1 594
-
total
3 668
-
7 373
-
Corporate
21 306
42 400
-
-
income
5 540
11 024
-
-
total
5 540
11 024
-
-
Dividends
15 766
31 376
-
-
withholding
2 365
4 706
-
-
total
2 365
4 706
-
-
Income
42 400
42 400
42 400
42 400
Total tax
17 371
15 730
20 398
19 530
After tax
25 029
26 670
22 002
22 870
Living cost
11 628
11 628
11 628
11 628
Free-cash
13 401
15 042
10 374
11 242

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€14834
€13157
€11034
€10166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 400
income
-
-
-
7 192
pensions
-
-
-
8 480
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
3 011
surtax
-
-
-
727
total
-
-
-
19 530
Employee
17 746
-
35 027
-
other
-
-
-
-
health
453
-
893
-
surtax
63
-
644
-
income
2 975
-
6 714
-
pensions
1 184
-
2 336
-
unemployment
1 235
-
2 438
-
total
5 910
-
13 025
-
Employer
17 746
-
35 027
-
other
-
-
-
-
unemployment
563
-
1 110
-
pensions
2 366
-
4 669
-
health
807
-
1 594
-
total
3 736
-
7 373
-
Corporate
20 918
42 400
-
-
income
5 439
11 024
-
-
total
5 439
11 024
-
-
Dividends
15 479
31 376
-
-
withholding
2 322
4 706
-
-
total
2 322
4 706
-
-
Income
42 400
42 400
42 400
42 400
Total tax
17 407
15 730
20 398
19 530
After tax
24 993
26 670
22 002
22 870
Living cost
11 836
11 836
11 836
11 836
Free-cash
13 157
14 834
10 166
11 034

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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