Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 41750
per

Your estimated
City
free-cash

Thessaloniki , Greece
€14633
€10076
€10974
€12992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 750
income
-
-
-
7 017
other
-
-
-
-
surtax
-
-
-
697
unemployment
-
-
-
120
health
-
-
-
2 964
pensions
-
-
-
8 350
total
-
-
-
19 148
Employee
17 426
-
34 490
-
other
-
-
-
-
unemployment
1 213
-
2 401
-
pensions
1 162
-
2 300
-
surtax
57
-
621
-
income
2 921
-
6 584
-
health
445
-
880
-
total
5 798
-
12 786
-
Employer
17 426
-
34 490
-
health
793
-
1 569
-
pensions
2 323
-
4 598
-
unemployment
552
-
1 093
-
other
-
-
-
-
total
3 668
-
7 260
-
Corporate
20 656
41 750
-
-
income
5 371
10 855
-
-
total
5 371
10 855
-
-
Dividends
15 285
30 895
-
-
withholding
2 293
4 634
-
-
total
2 293
4 634
-
-
Income
41 750
41 750
41 750
41 750
Total tax
17 130
15 489
20 046
19 148
After tax
24 620
26 261
21 704
22 602
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 992
14 633
10 076
10 974

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€14425
€9868
€10766
€12748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 750
income
-
-
-
7 017
other
-
-
-
-
surtax
-
-
-
697
unemployment
-
-
-
120
health
-
-
-
2 964
pensions
-
-
-
8 350
total
-
-
-
19 148
Employee
17 746
-
34 490
-
other
-
-
-
-
unemployment
1 235
-
2 401
-
pensions
1 184
-
2 300
-
surtax
63
-
621
-
income
2 975
-
6 584
-
health
453
-
880
-
total
5 910
-
12 786
-
Employer
17 746
-
34 490
-
health
807
-
1 569
-
pensions
2 366
-
4 598
-
unemployment
563
-
1 093
-
other
-
-
-
-
total
3 736
-
7 260
-
Corporate
20 268
41 750
-
-
income
5 270
10 855
-
-
total
5 270
10 855
-
-
Dividends
14 998
30 895
-
-
withholding
2 250
4 634
-
-
total
2 250
4 634
-
-
Income
41 750
41 750
41 750
41 750
Total tax
17 166
15 489
20 046
19 148
After tax
24 584
26 261
21 704
22 602
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 748
14 425
9 868
10 766

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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