Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 41500
per

Your estimated
City
free-cash

Ljubljana , Slovenia
€7828
€6638
€10032
€14439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
41 500
unemployment
-
-
-
62
health
-
-
-
4 083
income
-
-
-
7 814
pensions
-
-
-
7 579
total
-
-
-
19 538
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
35 908
-
income
4 018
-
7 200
-
pensions
3 612
-
5 566
-
unemployment
33
-
50
-
health
1 505
-
2 320
-
total
9 168
-
15 136
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
35 908
-
pensions
2 062
-
3 178
-
health
1 552
-
2 392
-
unemployment
14
-
22
-
total
3 628
-
5 592
-
Corporate
14 570
41 500
-
-
income
2 768
7 885
-
-
total
2 768
7 885
-
-
Dividends
11 802
33 615
-
-
withholding
1 770
5 042
-
-
total
1 770
5 042
-
-
Income
41 500
41 500
41 500
41 500
Total tax
17 334
12 927
20 728
19 538
After tax
24 166
28 573
20 772
21 962
Living cost
14 134
14 134
14 134
14 134
Free-cash
10 032
14 439
6 638
7 828

Estimated living cost  is €14134 per year

€9700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€274
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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