Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 41400
per

Your estimated
City
free-cash

Thessaloniki , Greece
€10830
€9917
€12772
€14413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 400
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 939
income
-
-
-
6 923
surtax
-
-
-
680
pensions
-
-
-
8 280
total
-
-
-
18 942
Employee
17 426
-
34 200
-
income
2 921
-
6 513
-
pensions
1 162
-
2 281
-
unemployment
1 213
-
2 380
-
health
445
-
872
-
other
-
-
-
-
surtax
57
-
609
-
total
5 798
-
12 655
-
Employer
17 426
-
34 200
-
pensions
2 323
-
4 559
-
other
-
-
-
-
health
793
-
1 557
-
unemployment
552
-
1 084
-
total
3 668
-
7 200
-
Corporate
20 306
41 400
-
-
income
5 280
10 764
-
-
total
5 280
10 764
-
-
Dividends
15 026
30 636
-
-
withholding
2 254
4 595
-
-
total
2 254
4 595
-
-
Income
41 400
41 400
41 400
41 400
Total tax
17 000
15 359
19 855
18 942
After tax
24 400
26 041
21 545
22 458
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 772
14 413
9 917
10 830

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€10622
€9709
€12528
€14205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 400
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 939
income
-
-
-
6 923
surtax
-
-
-
680
pensions
-
-
-
8 280
total
-
-
-
18 942
Employee
17 746
-
34 200
-
income
2 975
-
6 513
-
pensions
1 184
-
2 281
-
unemployment
1 235
-
2 380
-
health
453
-
872
-
other
-
-
-
-
surtax
63
-
609
-
total
5 910
-
12 655
-
Employer
17 746
-
34 200
-
pensions
2 366
-
4 559
-
other
-
-
-
-
health
807
-
1 557
-
unemployment
563
-
1 084
-
total
3 736
-
7 200
-
Corporate
19 918
41 400
-
-
income
5 179
10 764
-
-
total
5 179
10 764
-
-
Dividends
14 739
30 636
-
-
withholding
2 211
4 595
-
-
total
2 211
4 595
-
-
Income
41 400
41 400
41 400
41 400
Total tax
17 036
15 359
19 855
18 942
After tax
24 364
26 041
21 545
22 458
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 528
14 205
9 709
10 622

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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