Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 41300
per

Your estimated
City
free-cash

Athens , Greece
€14142
€9662
€10580
€12465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 300
unemployment
-
-
-
120
health
-
-
-
2 932
pensions
-
-
-
8 260
other
-
-
-
-
income
-
-
-
6 897
surtax
-
-
-
675
total
-
-
-
18 884
Employee
17 746
-
34 118
-
health
453
-
870
-
pensions
1 184
-
2 276
-
surtax
63
-
606
-
other
-
-
-
-
unemployment
1 235
-
2 375
-
income
2 975
-
6 493
-
total
5 910
-
12 620
-
Employer
17 746
-
34 118
-
pensions
2 366
-
4 548
-
unemployment
563
-
1 082
-
health
807
-
1 552
-
other
-
-
-
-
total
3 736
-
7 182
-
Corporate
19 818
41 300
-
-
income
5 153
10 738
-
-
total
5 153
10 738
-
-
Dividends
14 665
30 562
-
-
withholding
2 200
4 584
-
-
total
2 200
4 584
-
-
Income
41 300
41 300
41 300
41 300
Total tax
16 999
15 322
19 802
18 884
After tax
24 301
25 978
21 498
22 416
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 465
14 142
9 662
10 580

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€14350
€9870
€10788
€12709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 300
unemployment
-
-
-
120
health
-
-
-
2 932
pensions
-
-
-
8 260
other
-
-
-
-
income
-
-
-
6 897
surtax
-
-
-
675
total
-
-
-
18 884
Employee
17 426
-
34 118
-
health
445
-
870
-
pensions
1 162
-
2 276
-
surtax
57
-
606
-
other
-
-
-
-
unemployment
1 213
-
2 375
-
income
2 921
-
6 493
-
total
5 798
-
12 620
-
Employer
17 426
-
34 118
-
pensions
2 323
-
4 548
-
unemployment
552
-
1 082
-
health
793
-
1 552
-
other
-
-
-
-
total
3 668
-
7 182
-
Corporate
20 206
41 300
-
-
income
5 254
10 738
-
-
total
5 254
10 738
-
-
Dividends
14 952
30 562
-
-
withholding
2 243
4 584
-
-
total
2 243
4 584
-
-
Income
41 300
41 300
41 300
41 300
Total tax
16 963
15 322
19 802
18 884
After tax
24 337
25 978
21 498
22 416
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 709
14 350
9 870
10 788

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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