Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 40950
per

Your estimated
City
free-cash

Athens , Greece
€13922
€9503
€10411
€12245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 950
unemployment
-
-
-
120
health
-
-
-
2 907
pensions
-
-
-
8 190
other
-
-
-
-
income
-
-
-
6 823
surtax
-
-
-
663
total
-
-
-
18 703
Employee
17 746
-
33 829
-
health
453
-
862
-
pensions
1 184
-
2 256
-
surtax
63
-
594
-
other
-
-
-
-
unemployment
1 235
-
2 354
-
income
2 975
-
6 424
-
total
5 910
-
12 490
-
Employer
17 746
-
33 829
-
pensions
2 366
-
4 509
-
unemployment
563
-
1 072
-
health
807
-
1 540
-
other
-
-
-
-
total
3 736
-
7 121
-
Corporate
19 468
40 950
-
-
income
5 062
10 647
-
-
total
5 062
10 647
-
-
Dividends
14 406
30 303
-
-
withholding
2 161
4 545
-
-
total
2 161
4 545
-
-
Income
40 950
40 950
40 950
40 950
Total tax
16 869
15 192
19 611
18 703
After tax
24 081
25 758
21 339
22 247
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 245
13 922
9 503
10 411

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€14130
€9711
€10619
€12489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 950
unemployment
-
-
-
120
health
-
-
-
2 907
pensions
-
-
-
8 190
other
-
-
-
-
income
-
-
-
6 823
surtax
-
-
-
663
total
-
-
-
18 703
Employee
17 426
-
33 829
-
health
445
-
862
-
pensions
1 162
-
2 256
-
surtax
57
-
594
-
other
-
-
-
-
unemployment
1 213
-
2 354
-
income
2 921
-
6 424
-
total
5 798
-
12 490
-
Employer
17 426
-
33 829
-
pensions
2 323
-
4 509
-
unemployment
552
-
1 072
-
health
793
-
1 540
-
other
-
-
-
-
total
3 668
-
7 121
-
Corporate
19 856
40 950
-
-
income
5 163
10 647
-
-
total
5 163
10 647
-
-
Dividends
14 693
30 303
-
-
withholding
2 204
4 545
-
-
total
2 204
4 545
-
-
Income
40 950
40 950
40 950
40 950
Total tax
16 833
15 192
19 611
18 703
After tax
24 117
25 758
21 339
22 247
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 489
14 130
9 711
10 619

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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