Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 40600
per

Your estimated
City
free-cash

Athens , Greece
€13701
€9343
€10243
€12025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 600
unemployment
-
-
-
120
health
-
-
-
2 883
pensions
-
-
-
8 120
other
-
-
-
-
income
-
-
-
6 748
surtax
-
-
-
650
total
-
-
-
18 521
Employee
17 746
-
33 540
-
health
453
-
855
-
pensions
1 184
-
2 237
-
surtax
63
-
582
-
other
-
-
-
-
unemployment
1 235
-
2 334
-
income
2 975
-
6 353
-
total
5 910
-
12 361
-
Employer
17 746
-
33 540
-
pensions
2 366
-
4 471
-
unemployment
563
-
1 063
-
health
807
-
1 526
-
other
-
-
-
-
total
3 736
-
7 060
-
Corporate
19 118
40 600
-
-
income
4 971
10 556
-
-
total
4 971
10 556
-
-
Dividends
14 147
30 044
-
-
withholding
2 122
4 507
-
-
total
2 122
4 507
-
-
Income
40 600
40 600
40 600
40 600
Total tax
16 739
15 063
19 421
18 521
After tax
23 861
25 537
21 179
22 079
Living cost
11 836
11 836
11 836
11 836
Free-cash
12 025
13 701
9 343
10 243

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€13909
€9551
€10451
€12269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 600
unemployment
-
-
-
120
health
-
-
-
2 883
pensions
-
-
-
8 120
other
-
-
-
-
income
-
-
-
6 748
surtax
-
-
-
650
total
-
-
-
18 521
Employee
17 426
-
33 540
-
health
445
-
855
-
pensions
1 162
-
2 237
-
surtax
57
-
582
-
other
-
-
-
-
unemployment
1 213
-
2 334
-
income
2 921
-
6 353
-
total
5 798
-
12 361
-
Employer
17 426
-
33 540
-
pensions
2 323
-
4 471
-
unemployment
552
-
1 063
-
health
793
-
1 526
-
other
-
-
-
-
total
3 668
-
7 060
-
Corporate
19 506
40 600
-
-
income
5 072
10 556
-
-
total
5 072
10 556
-
-
Dividends
14 434
30 044
-
-
withholding
2 165
4 507
-
-
total
2 165
4 507
-
-
Income
40 600
40 600
40 600
40 600
Total tax
16 703
15 063
19 421
18 521
After tax
23 897
25 537
21 179
22 079
Living cost
11 628
11 628
11 628
11 628
Free-cash
12 269
13 909
9 551
10 451

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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