Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 400

per

Your estimated

Best value All models

City

free-cash

Brussels , Belgium

-€186

-€130

-€536

-€144

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

400

social contributions

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

national

110

total

161

Employee

The minimum management director salary is set at €45,000 per year.

725

310

national

223

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

total

355

127

Employer

The minimum management director salary is set at €45,000 per year.

725

310

accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

surtax

total

211

Corporate

400

surtax

income

total

Dividends

318

withholding

As an investor, you can take advantage of €640 tax free allowance per year.

total

Income

400

Total tax

566

174

217

161

After tax

-166

226

183

239

Living cost

370

Free-cash

-536

-144

-186

-130

Estimated living cost is €370 per week

€238

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

€32

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

€6

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

€93

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

€0

I'm drinking at home rarely or never.

€0

I do not smoke or smoke very rarely.

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