Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 39950
per

Your estimated
City
free-cash

Thessaloniki , Greece
€13501
€11860
€10138
€9254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 950
income
-
-
-
6 611
pensions
-
-
-
7 990
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 837
surtax
-
-
-
626
total
-
-
-
18 184
Employee
17 426
-
33 003
-
other
-
-
-
-
health
445
-
842
-
surtax
57
-
559
-
income
2 921
-
6 222
-
pensions
1 162
-
2 201
-
unemployment
1 213
-
2 297
-
total
5 798
-
12 121
-
Employer
17 426
-
33 003
-
other
-
-
-
-
unemployment
552
-
1 046
-
pensions
2 323
-
4 399
-
health
793
-
1 502
-
total
3 668
-
6 947
-
Corporate
18 856
39 950
-
-
income
4 903
10 387
-
-
total
4 903
10 387
-
-
Dividends
13 953
29 563
-
-
withholding
2 093
4 434
-
-
total
2 093
4 434
-
-
Income
39 950
39 950
39 950
39 950
Total tax
16 462
14 821
19 068
18 184
After tax
23 488
25 129
20 882
21 766
Living cost
11 628
11 628
11 628
11 628
Free-cash
11 860
13 501
9 254
10 138

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€13293
€11616
€9930
€9046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 950
income
-
-
-
6 611
pensions
-
-
-
7 990
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 837
surtax
-
-
-
626
total
-
-
-
18 184
Employee
17 746
-
33 003
-
other
-
-
-
-
health
453
-
842
-
surtax
63
-
559
-
income
2 975
-
6 222
-
pensions
1 184
-
2 201
-
unemployment
1 235
-
2 297
-
total
5 910
-
12 121
-
Employer
17 746
-
33 003
-
other
-
-
-
-
unemployment
563
-
1 046
-
pensions
2 366
-
4 399
-
health
807
-
1 502
-
total
3 736
-
6 947
-
Corporate
18 468
39 950
-
-
income
4 802
10 387
-
-
total
4 802
10 387
-
-
Dividends
13 666
29 563
-
-
withholding
2 050
4 434
-
-
total
2 050
4 434
-
-
Income
39 950
39 950
39 950
39 950
Total tax
16 498
14 821
19 068
18 184
After tax
23 452
25 129
20 882
21 766
Living cost
11 836
11 836
11 836
11 836
Free-cash
11 616
13 293
9 046
9 930

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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