Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 39600
per

Your estimated
City
free-cash

Athens , Greece
€13072
€8885
€9763
€11396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 600
unemployment
-
-
-
120
health
-
-
-
2 811
pensions
-
-
-
7 920
other
-
-
-
-
income
-
-
-
6 537
surtax
-
-
-
613
total
-
-
-
18 001
Employee
17 746
-
32 713
-
health
453
-
834
-
pensions
1 184
-
2 182
-
surtax
63
-
547
-
other
-
-
-
-
unemployment
1 235
-
2 277
-
income
2 975
-
6 152
-
total
5 910
-
11 992
-
Employer
17 746
-
32 713
-
pensions
2 366
-
4 361
-
unemployment
563
-
1 037
-
health
807
-
1 489
-
other
-
-
-
-
total
3 736
-
6 887
-
Corporate
18 118
39 600
-
-
income
4 711
10 296
-
-
total
4 711
10 296
-
-
Dividends
13 407
29 304
-
-
withholding
2 011
4 396
-
-
total
2 011
4 396
-
-
Income
39 600
39 600
39 600
39 600
Total tax
16 368
14 692
18 879
18 001
After tax
23 232
24 908
20 721
21 599
Living cost
11 836
11 836
11 836
11 836
Free-cash
11 396
13 072
8 885
9 763

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€13280
€9093
€9971
€11640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 600
unemployment
-
-
-
120
health
-
-
-
2 811
pensions
-
-
-
7 920
other
-
-
-
-
income
-
-
-
6 537
surtax
-
-
-
613
total
-
-
-
18 001
Employee
17 426
-
32 713
-
health
445
-
834
-
pensions
1 162
-
2 182
-
surtax
57
-
547
-
other
-
-
-
-
unemployment
1 213
-
2 277
-
income
2 921
-
6 152
-
total
5 798
-
11 992
-
Employer
17 426
-
32 713
-
pensions
2 323
-
4 361
-
unemployment
552
-
1 037
-
health
793
-
1 489
-
other
-
-
-
-
total
3 668
-
6 887
-
Corporate
18 506
39 600
-
-
income
4 812
10 296
-
-
total
4 812
10 296
-
-
Dividends
13 694
29 304
-
-
withholding
2 054
4 396
-
-
total
2 054
4 396
-
-
Income
39 600
39 600
39 600
39 600
Total tax
16 332
14 692
18 879
18 001
After tax
23 268
24 908
20 721
21 599
Living cost
11 628
11 628
11 628
11 628
Free-cash
11 640
13 280
9 093
9 971

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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