Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 39100
per

Your estimated
City
free-cash

Thessaloniki , Greece
€12966
€11325
€9730
€8865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 100
income
-
-
-
6 431
pensions
-
-
-
7 820
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 776
surtax
-
-
-
595
total
-
-
-
17 742
Employee
17 426
-
32 300
-
other
-
-
-
-
health
445
-
823
-
surtax
57
-
530
-
income
2 921
-
6 052
-
pensions
1 162
-
2 154
-
unemployment
1 213
-
2 248
-
total
5 798
-
11 807
-
Employer
17 426
-
32 300
-
other
-
-
-
-
unemployment
552
-
1 024
-
pensions
2 323
-
4 306
-
health
793
-
1 470
-
total
3 668
-
6 800
-
Corporate
18 006
39 100
-
-
income
4 682
10 166
-
-
total
4 682
10 166
-
-
Dividends
13 324
28 934
-
-
withholding
1 999
4 340
-
-
total
1 999
4 340
-
-
Income
39 100
39 100
39 100
39 100
Total tax
16 147
14 506
18 607
17 742
After tax
22 953
24 594
20 493
21 358
Living cost
11 628
11 628
11 628
11 628
Free-cash
11 325
12 966
8 865
9 730

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€12758
€11081
€9522
€8657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 100
income
-
-
-
6 431
pensions
-
-
-
7 820
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 776
surtax
-
-
-
595
total
-
-
-
17 742
Employee
17 746
-
32 300
-
other
-
-
-
-
health
453
-
823
-
surtax
63
-
530
-
income
2 975
-
6 052
-
pensions
1 184
-
2 154
-
unemployment
1 235
-
2 248
-
total
5 910
-
11 807
-
Employer
17 746
-
32 300
-
other
-
-
-
-
unemployment
563
-
1 024
-
pensions
2 366
-
4 306
-
health
807
-
1 470
-
total
3 736
-
6 800
-
Corporate
17 618
39 100
-
-
income
4 581
10 166
-
-
total
4 581
10 166
-
-
Dividends
13 037
28 934
-
-
withholding
1 956
4 340
-
-
total
1 956
4 340
-
-
Income
39 100
39 100
39 100
39 100
Total tax
16 183
14 506
18 607
17 742
After tax
22 917
24 594
20 493
21 358
Living cost
11 836
11 836
11 836
11 836
Free-cash
11 081
12 758
8 657
9 522

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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