Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 38500
per

Your estimated
City
free-cash

Athens , Greece
€12380
€8383
€9233
€10704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
unemployment
-
-
-
120
health
-
-
-
2 733
pensions
-
-
-
7 700
other
-
-
-
-
income
-
-
-
6 305
surtax
-
-
-
573
total
-
-
-
17 431
Employee
17 746
-
31 804
-
health
453
-
811
-
pensions
1 184
-
2 121
-
surtax
63
-
509
-
other
-
-
-
-
unemployment
1 235
-
2 214
-
income
2 975
-
5 931
-
total
5 910
-
11 586
-
Employer
17 746
-
31 804
-
pensions
2 366
-
4 239
-
unemployment
563
-
1 008
-
health
807
-
1 448
-
other
-
-
-
-
total
3 736
-
6 695
-
Corporate
17 018
38 500
-
-
income
4 425
10 010
-
-
total
4 425
10 010
-
-
Dividends
12 593
28 490
-
-
withholding
1 889
4 274
-
-
total
1 889
4 274
-
-
Income
38 500
38 500
38 500
38 500
Total tax
15 960
14 284
18 281
17 431
After tax
22 540
24 216
20 219
21 069
Living cost
11 836
11 836
11 836
11 836
Free-cash
10 704
12 380
8 383
9 233

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€12588
€8591
€9441
€10948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 500
unemployment
-
-
-
120
health
-
-
-
2 733
pensions
-
-
-
7 700
other
-
-
-
-
income
-
-
-
6 305
surtax
-
-
-
573
total
-
-
-
17 431
Employee
17 426
-
31 804
-
health
445
-
811
-
pensions
1 162
-
2 121
-
surtax
57
-
509
-
other
-
-
-
-
unemployment
1 213
-
2 214
-
income
2 921
-
5 931
-
total
5 798
-
11 586
-
Employer
17 426
-
31 804
-
pensions
2 323
-
4 239
-
unemployment
552
-
1 008
-
health
793
-
1 448
-
other
-
-
-
-
total
3 668
-
6 695
-
Corporate
17 406
38 500
-
-
income
4 526
10 010
-
-
total
4 526
10 010
-
-
Dividends
12 880
28 490
-
-
withholding
1 932
4 274
-
-
total
1 932
4 274
-
-
Income
38 500
38 500
38 500
38 500
Total tax
15 924
14 284
18 281
17 431
After tax
22 576
24 216
20 219
21 069
Living cost
11 628
11 628
11 628
11 628
Free-cash
10 948
12 588
8 591
9 441

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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