Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 37600
per

Your estimated
City
free-cash

Athens , Greece
€11814
€7971
€8800
€10138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 600
unemployment
-
-
-
120
health
-
-
-
2 669
pensions
-
-
-
7 520
other
-
-
-
-
income
-
-
-
6 114
surtax
-
-
-
541
total
-
-
-
16 964
Employee
17 746
-
31 061
-
health
453
-
792
-
pensions
1 184
-
2 072
-
surtax
63
-
478
-
other
-
-
-
-
unemployment
1 235
-
2 162
-
income
2 975
-
5 750
-
total
5 910
-
11 254
-
Employer
17 746
-
31 061
-
pensions
2 366
-
4 140
-
unemployment
563
-
985
-
health
807
-
1 414
-
other
-
-
-
-
total
3 736
-
6 539
-
Corporate
16 118
37 600
-
-
income
4 191
9 776
-
-
total
4 191
9 776
-
-
Dividends
11 927
27 824
-
-
withholding
1 789
4 174
-
-
total
1 789
4 174
-
-
Income
37 600
37 600
37 600
37 600
Total tax
15 626
13 950
17 793
16 964
After tax
21 974
23 650
19 807
20 636
Living cost
11 836
11 836
11 836
11 836
Free-cash
10 138
11 814
7 971
8 800

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€12022
€8179
€9008
€10382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 600
unemployment
-
-
-
120
health
-
-
-
2 669
pensions
-
-
-
7 520
other
-
-
-
-
income
-
-
-
6 114
surtax
-
-
-
541
total
-
-
-
16 964
Employee
17 426
-
31 061
-
health
445
-
792
-
pensions
1 162
-
2 072
-
surtax
57
-
478
-
other
-
-
-
-
unemployment
1 213
-
2 162
-
income
2 921
-
5 750
-
total
5 798
-
11 254
-
Employer
17 426
-
31 061
-
pensions
2 323
-
4 140
-
unemployment
552
-
985
-
health
793
-
1 414
-
other
-
-
-
-
total
3 668
-
6 539
-
Corporate
16 506
37 600
-
-
income
4 292
9 776
-
-
total
4 292
9 776
-
-
Dividends
12 214
27 824
-
-
withholding
1 832
4 174
-
-
total
1 832
4 174
-
-
Income
37 600
37 600
37 600
37 600
Total tax
15 590
13 950
17 793
16 964
After tax
22 010
23 650
19 807
20 636
Living cost
11 628
11 628
11 628
11 628
Free-cash
10 382
12 022
8 179
9 008

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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