Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 36800
per

Your estimated
City
free-cash

Thessaloniki , Greece
€8623
€7814
€9879
€11519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 800
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 613
income
-
-
-
5 945
surtax
-
-
-
511
pensions
-
-
-
7 360
total
-
-
-
16 549
Employee
17 426
-
30 401
-
income
2 921
-
5 589
-
pensions
1 162
-
2 028
-
unemployment
1 213
-
2 116
-
health
445
-
776
-
other
-
-
-
-
surtax
57
-
450
-
total
5 798
-
10 959
-
Employer
17 426
-
30 401
-
pensions
2 323
-
4 052
-
other
-
-
-
-
health
793
-
1 383
-
unemployment
552
-
964
-
total
3 668
-
6 399
-
Corporate
15 706
36 800
-
-
income
4 084
9 568
-
-
total
4 084
9 568
-
-
Dividends
11 622
27 232
-
-
withholding
1 743
4 085
-
-
total
1 743
4 085
-
-
Income
36 800
36 800
36 800
36 800
Total tax
15 293
13 653
17 358
16 549
After tax
21 507
23 147
19 442
20 251
Living cost
11 628
11 628
11 628
11 628
Free-cash
9 879
11 519
7 814
8 623

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€8415
€7606
€9635
€11311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 800
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 613
income
-
-
-
5 945
surtax
-
-
-
511
pensions
-
-
-
7 360
total
-
-
-
16 549
Employee
17 746
-
30 401
-
income
2 975
-
5 589
-
pensions
1 184
-
2 028
-
unemployment
1 235
-
2 116
-
health
453
-
776
-
other
-
-
-
-
surtax
63
-
450
-
total
5 910
-
10 959
-
Employer
17 746
-
30 401
-
pensions
2 366
-
4 052
-
other
-
-
-
-
health
807
-
1 383
-
unemployment
563
-
964
-
total
3 736
-
6 399
-
Corporate
15 318
36 800
-
-
income
3 983
9 568
-
-
total
3 983
9 568
-
-
Dividends
11 335
27 232
-
-
withholding
1 700
4 085
-
-
total
1 700
4 085
-
-
Income
36 800
36 800
36 800
36 800
Total tax
15 329
13 653
17 358
16 549
After tax
21 471
23 147
19 442
20 251
Living cost
11 836
11 836
11 836
11 836
Free-cash
9 635
11 311
7 606
8 415

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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