Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 36000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
€10652
€6245
€5224
€4192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
36 000
income
-
-
-
6 472
pensions
-
-
-
6 574
unemployment
-
-
-
54
health
-
-
-
3 542
total
-
-
-
16 642
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
31 150
-
health
1 505
-
2 012
-
income
4 018
-
5 940
-
pensions
3 612
-
4 828
-
unemployment
33
-
44
-
total
9 168
-
12 824
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
31 150
-
unemployment
14
-
19
-
pensions
2 062
-
2 757
-
health
1 552
-
2 074
-
total
3 628
-
4 850
-
Corporate
9 070
36 000
-
-
income
1 723
6 840
-
-
total
1 723
6 840
-
-
Dividends
7 347
29 160
-
-
withholding
1 102
4 374
-
-
total
1 102
4 374
-
-
Income
36 000
36 000
36 000
36 000
Total tax
15 621
11 214
17 674
16 642
After tax
20 379
24 786
18 326
19 358
Living cost
14 134
14 134
14 134
14 134
Free-cash
6 245
10 652
4 192
5 224

Estimated living cost  is €14134 per year

€9700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€274
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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