Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 35050
per

Your estimated
City
free-cash

Athens , Greece
€10210
€6806
€7572
€8534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 050
unemployment
-
-
-
120
health
-
-
-
2 489
pensions
-
-
-
7 010
other
-
-
-
-
income
-
-
-
5 575
surtax
-
-
-
448
total
-
-
-
15 642
Employee
17 746
-
28 955
-
health
453
-
739
-
pensions
1 184
-
1 931
-
surtax
63
-
390
-
other
-
-
-
-
unemployment
1 235
-
2 015
-
income
2 975
-
5 238
-
total
5 910
-
10 313
-
Employer
17 746
-
28 955
-
pensions
2 366
-
3 860
-
unemployment
563
-
918
-
health
807
-
1 317
-
other
-
-
-
-
total
3 736
-
6 095
-
Corporate
13 568
35 050
-
-
income
3 528
9 113
-
-
total
3 528
9 113
-
-
Dividends
10 040
25 937
-
-
withholding
1 506
3 891
-
-
total
1 506
3 891
-
-
Income
35 050
35 050
35 050
35 050
Total tax
14 680
13 004
16 408
15 642
After tax
20 370
22 046
18 642
19 408
Living cost
11 836
11 836
11 836
11 836
Free-cash
8 534
10 210
6 806
7 572

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Thessaloniki , Greece
€10418
€7014
€7780
€8778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 050
unemployment
-
-
-
120
health
-
-
-
2 489
pensions
-
-
-
7 010
other
-
-
-
-
income
-
-
-
5 575
surtax
-
-
-
448
total
-
-
-
15 642
Employee
17 426
-
28 955
-
health
445
-
739
-
pensions
1 162
-
1 931
-
surtax
57
-
390
-
other
-
-
-
-
unemployment
1 213
-
2 015
-
income
2 921
-
5 238
-
total
5 798
-
10 313
-
Employer
17 426
-
28 955
-
pensions
2 323
-
3 860
-
unemployment
552
-
918
-
health
793
-
1 317
-
other
-
-
-
-
total
3 668
-
6 095
-
Corporate
13 956
35 050
-
-
income
3 629
9 113
-
-
total
3 629
9 113
-
-
Dividends
10 327
25 937
-
-
withholding
1 549
3 891
-
-
total
1 549
3 891
-
-
Income
35 050
35 050
35 050
35 050
Total tax
14 644
13 004
16 408
15 642
After tax
20 406
22 046
18 642
19 408
Living cost
11 628
11 628
11 628
11 628
Free-cash
8 778
10 418
7 014
7 780

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Estimated living cost

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Estimated living cost

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Additional information

Source

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