Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 32000
per

Your estimated
City
free-cash

Athens , Greece
€8292
€5412
€6106
€6616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
unemployment
-
-
-
120
health
-
-
-
2 272
pensions
-
-
-
6 400
other
-
-
-
-
income
-
-
-
4 930
surtax
-
-
-
336
total
-
-
-
14 058
Employee
17 746
-
26 435
-
health
453
-
674
-
pensions
1 184
-
1 763
-
surtax
63
-
284
-
other
-
-
-
-
unemployment
1 235
-
1 840
-
income
2 975
-
4 626
-
total
5 910
-
9 187
-
Employer
17 746
-
26 435
-
pensions
2 366
-
3 524
-
unemployment
563
-
838
-
health
807
-
1 203
-
other
-
-
-
-
total
3 736
-
5 565
-
Corporate
10 518
32 000
-
-
income
2 735
8 320
-
-
total
2 735
8 320
-
-
Dividends
7 783
23 680
-
-
withholding
1 167
3 552
-
-
total
1 167
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 548
11 872
14 752
14 058
After tax
18 452
20 128
17 248
17 942
Living cost
11 836
11 836
11 836
11 836
Free-cash
6 616
8 292
5 412
6 106

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€8500
€5620
€6314
€6860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
32 000
unemployment
-
-
-
120
health
-
-
-
2 272
pensions
-
-
-
6 400
other
-
-
-
-
income
-
-
-
4 930
surtax
-
-
-
336
total
-
-
-
14 058
Employee
17 426
-
26 435
-
health
445
-
674
-
pensions
1 162
-
1 763
-
surtax
57
-
284
-
other
-
-
-
-
unemployment
1 213
-
1 840
-
income
2 921
-
4 626
-
total
5 798
-
9 187
-
Employer
17 426
-
26 435
-
pensions
2 323
-
3 524
-
unemployment
552
-
838
-
health
793
-
1 203
-
other
-
-
-
-
total
3 668
-
5 565
-
Corporate
10 906
32 000
-
-
income
2 836
8 320
-
-
total
2 836
8 320
-
-
Dividends
8 070
23 680
-
-
withholding
1 210
3 552
-
-
total
1 210
3 552
-
-
Income
32 000
32 000
32 000
32 000
Total tax
13 512
11 872
14 752
14 058
After tax
18 488
20 128
17 248
17 942
Living cost
11 628
11 628
11 628
11 628
Free-cash
6 860
8 500
5 620
6 314

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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