Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 25400
per

Your estimated
City
free-cash

Thessaloniki , Greece
€4349
€2708
€2949
€2320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 400
income
-
-
-
3 679
pensions
-
-
-
5 080
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
1 803
surtax
-
-
-
141
total
-
-
-
10 823
Employee
17 426
-
20 984
-
other
-
-
-
-
health
445
-
535
-
surtax
57
-
123
-
income
2 921
-
3 518
-
pensions
1 162
-
1 400
-
unemployment
1 213
-
1 460
-
total
5 798
-
7 036
-
Employer
17 426
-
20 984
-
other
-
-
-
-
unemployment
552
-
665
-
pensions
2 323
-
2 797
-
health
793
-
954
-
total
3 668
-
4 416
-
Corporate
4 306
25 400
-
-
income
1 120
6 604
-
-
total
1 120
6 604
-
-
Dividends
3 186
18 796
-
-
withholding
478
2 819
-
-
total
478
2 819
-
-
Income
25 400
25 400
25 400
25 400
Total tax
11 064
9 423
11 452
10 823
After tax
14 336
15 977
13 948
14 577
Living cost
11 628
11 628
11 628
11 628
Free-cash
2 708
4 349
2 320
2 949

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€4141
€2464
€2741
€2112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 400
income
-
-
-
3 679
pensions
-
-
-
5 080
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
1 803
surtax
-
-
-
141
total
-
-
-
10 823
Employee
17 746
-
20 984
-
other
-
-
-
-
health
453
-
535
-
surtax
63
-
123
-
income
2 975
-
3 518
-
pensions
1 184
-
1 400
-
unemployment
1 235
-
1 460
-
total
5 910
-
7 036
-
Employer
17 746
-
20 984
-
other
-
-
-
-
unemployment
563
-
665
-
pensions
2 366
-
2 797
-
health
807
-
954
-
total
3 736
-
4 416
-
Corporate
3 918
25 400
-
-
income
1 019
6 604
-
-
total
1 019
6 604
-
-
Dividends
2 899
18 796
-
-
withholding
435
2 819
-
-
total
435
2 819
-
-
Income
25 400
25 400
25 400
25 400
Total tax
11 100
9 423
11 452
10 823
After tax
14 300
15 977
13 948
14 577
Living cost
11 836
11 836
11 836
11 836
Free-cash
2 464
4 141
2 112
2 741

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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