Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 24400
per

Your estimated
City
free-cash

Athens , Greece
€3512
€1573
€2173
€1835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
24 400
unemployment
-
-
-
120
health
-
-
-
1 733
pensions
-
-
-
4 880
other
-
-
-
-
income
-
-
-
3 533
surtax
-
-
-
125
total
-
-
-
10 391
Employee
17 746
-
20 157
-
health
453
-
514
-
pensions
1 184
-
1 344
-
surtax
63
-
108
-
other
-
-
-
-
unemployment
1 235
-
1 403
-
income
2 975
-
3 379
-
total
5 910
-
6 748
-
Employer
17 746
-
20 157
-
pensions
2 366
-
2 687
-
unemployment
563
-
639
-
health
807
-
917
-
other
-
-
-
-
total
3 736
-
4 243
-
Corporate
2 918
24 400
-
-
income
759
6 344
-
-
total
759
6 344
-
-
Dividends
2 159
18 056
-
-
withholding
324
2 708
-
-
total
324
2 708
-
-
Income
24 400
24 400
24 400
24 400
Total tax
10 729
9 052
10 991
10 391
After tax
13 671
15 348
13 409
14 009
Living cost
11 836
11 836
11 836
11 836
Free-cash
1 835
3 512
1 573
2 173

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€3720
€1781
€2381
€2079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
24 400
unemployment
-
-
-
120
health
-
-
-
1 733
pensions
-
-
-
4 880
other
-
-
-
-
income
-
-
-
3 533
surtax
-
-
-
125
total
-
-
-
10 391
Employee
17 426
-
20 157
-
health
445
-
514
-
pensions
1 162
-
1 344
-
surtax
57
-
108
-
other
-
-
-
-
unemployment
1 213
-
1 403
-
income
2 921
-
3 379
-
total
5 798
-
6 748
-
Employer
17 426
-
20 157
-
pensions
2 323
-
2 687
-
unemployment
552
-
639
-
health
793
-
917
-
other
-
-
-
-
total
3 668
-
4 243
-
Corporate
3 306
24 400
-
-
income
860
6 344
-
-
total
860
6 344
-
-
Dividends
2 446
18 056
-
-
withholding
367
2 708
-
-
total
367
2 708
-
-
Income
24 400
24 400
24 400
24 400
Total tax
10 693
9 052
10 991
10 391
After tax
13 707
15 348
13 409
14 009
Living cost
11 628
11 628
11 628
11 628
Free-cash
2 079
3 720
1 781
2 381

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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