Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 23550
per

Your estimated
City
free-cash

Athens , Greece
€2977
€1114
€1691
€1300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 550
unemployment
-
-
-
120
health
-
-
-
1 672
pensions
-
-
-
4 710
other
-
-
-
-
income
-
-
-
3 410
surtax
-
-
-
111
total
-
-
-
10 023
Employee
17 746
-
19 454
-
health
453
-
496
-
pensions
1 184
-
1 298
-
surtax
63
-
95
-
other
-
-
-
-
unemployment
1 235
-
1 354
-
income
2 975
-
3 261
-
total
5 910
-
6 504
-
Employer
17 746
-
19 454
-
pensions
2 366
-
2 593
-
unemployment
563
-
617
-
health
807
-
886
-
other
-
-
-
-
total
3 736
-
4 096
-
Corporate
2 068
23 550
-
-
income
538
6 123
-
-
total
538
6 123
-
-
Dividends
1 530
17 427
-
-
withholding
230
2 614
-
-
total
230
2 614
-
-
Income
23 550
23 550
23 550
23 550
Total tax
10 414
8 737
10 600
10 023
After tax
13 136
14 813
12 950
13 527
Living cost
11 836
11 836
11 836
11 836
Free-cash
1 300
2 977
1 114
1 691

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€3185
€1322
€1899
€1544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
23 550
unemployment
-
-
-
120
health
-
-
-
1 672
pensions
-
-
-
4 710
other
-
-
-
-
income
-
-
-
3 410
surtax
-
-
-
111
total
-
-
-
10 023
Employee
17 426
-
19 454
-
health
445
-
496
-
pensions
1 162
-
1 298
-
surtax
57
-
95
-
other
-
-
-
-
unemployment
1 213
-
1 354
-
income
2 921
-
3 261
-
total
5 798
-
6 504
-
Employer
17 426
-
19 454
-
pensions
2 323
-
2 593
-
unemployment
552
-
617
-
health
793
-
886
-
other
-
-
-
-
total
3 668
-
4 096
-
Corporate
2 456
23 550
-
-
income
639
6 123
-
-
total
639
6 123
-
-
Dividends
1 817
17 427
-
-
withholding
273
2 614
-
-
total
273
2 614
-
-
Income
23 550
23 550
23 550
23 550
Total tax
10 378
8 737
10 600
10 023
After tax
13 172
14 813
12 950
13 527
Living cost
11 628
11 628
11 628
11 628
Free-cash
1 544
3 185
1 322
1 899

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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