Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 22500
per

Your estimated
City
free-cash

Thessaloniki , Greece
€1304
€757
€884
€2524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
1 597
income
-
-
-
3 257
surtax
-
-
-
94
pensions
-
-
-
4 500
total
-
-
-
9 568
Employee
17 426
-
18 588
-
income
2 921
-
3 116
-
pensions
1 162
-
1 240
-
unemployment
1 213
-
1 294
-
health
445
-
474
-
other
-
-
-
-
surtax
57
-
79
-
total
5 798
-
6 203
-
Employer
17 426
-
18 588
-
pensions
2 323
-
2 478
-
other
-
-
-
-
health
793
-
845
-
unemployment
552
-
589
-
total
3 668
-
3 912
-
Corporate
1 406
22 500
-
-
income
366
5 850
-
-
total
366
5 850
-
-
Dividends
1 040
16 650
-
-
withholding
156
2 498
-
-
total
156
2 498
-
-
Income
22 500
22 500
22 500
22 500
Total tax
9 988
8 348
10 115
9 568
After tax
12 512
14 152
12 385
12 932
Living cost
11 628
11 628
11 628
11 628
Free-cash
884
2 524
757
1 304

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€1096
€549
€640
€2316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 500
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
1 597
income
-
-
-
3 257
surtax
-
-
-
94
pensions
-
-
-
4 500
total
-
-
-
9 568
Employee
17 746
-
18 588
-
income
2 975
-
3 116
-
pensions
1 184
-
1 240
-
unemployment
1 235
-
1 294
-
health
453
-
474
-
other
-
-
-
-
surtax
63
-
79
-
total
5 910
-
6 203
-
Employer
17 746
-
18 588
-
pensions
2 366
-
2 478
-
other
-
-
-
-
health
807
-
845
-
unemployment
563
-
589
-
total
3 736
-
3 912
-
Corporate
1 018
22 500
-
-
income
265
5 850
-
-
total
265
5 850
-
-
Dividends
753
16 650
-
-
withholding
113
2 498
-
-
total
113
2 498
-
-
Income
22 500
22 500
22 500
22 500
Total tax
10 024
8 348
10 115
9 568
After tax
12 476
14 152
12 385
12 932
Living cost
11 836
11 836
11 836
11 836
Free-cash
640
2 316
549
1 096

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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