Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 22450
per

Your estimated
City
free-cash

Thessaloniki , Greece
€1276
€731
€853
€2493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
22 450
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
1 594
income
-
-
-
3 249
surtax
-
-
-
93
pensions
-
-
-
4 490
total
-
-
-
9 546
Employee
17 426
-
18 546
-
income
2 921
-
3 109
-
pensions
1 162
-
1 237
-
unemployment
1 213
-
1 291
-
health
445
-
473
-
other
-
-
-
-
surtax
57
-
78
-
total
5 798
-
6 188
-
Employer
17 426
-
18 546
-
pensions
2 323
-
2 472
-
other
-
-
-
-
health
793
-
843
-
unemployment
552
-
588
-
total
3 668
-
3 903
-
Corporate
1 356
22 450
-
-
income
353
5 837
-
-
total
353
5 837
-
-
Dividends
1 003
16 613
-
-
withholding
150
2 492
-
-
total
150
2 492
-
-
Income
22 450
22 450
22 450
22 450
Total tax
9 969
8 329
10 091
9 546
After tax
12 481
14 121
12 359
12 904
Living cost
11 628
11 628
11 628
11 628
Free-cash
853
2 493
731
1 276

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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