Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 2150
per

Your estimated
City
free-cash

Zurich , Switzerland
€945
€863
€545
€217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 150
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
43
health
-
-
-
5
city
-
-
-
23
national
-
-
-
52
regional
-
-
-
118
pensions
-
-
-
198
total
-
-
-
439
Employee
896
-
1 933
-
pensions
75
-
153
-
national
4
-
42
-
unemployment
-
-
-
-
city
10
-
21
-
health
2
-
4
-
regional
29
-
105
-
total
120
-
325
-
Employer
896
-
1 933
-
pensions
75
-
153
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

18
-
39
-
health
2
-
4
-
unemployment
-
-
-
-
total
95
-
196
-
Corporate
1 148
2 150
-
-
regional
243
455
-
-
national
98
183
-
-
total
341
638
-
-
Dividends
808
1 513
-
-
withholding
283
529
-
-
total
283
529
-
-
Income
2 150
2 150
2 150
2 150
Total tax
839
1 167
521
439
After tax
1 311
983
1 629
1 711
Living cost
766
766
766
766
Free-cash
545
217
863
945

Estimated living cost  is €766 per week

€498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€69
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€9
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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Estimated living cost

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Source

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