Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 1800
per

Your estimated
City
free-cash

Rotterdam , Netherlands
€567
€700
€404
€466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 800
health
-
-
-
125
income
-
-
-
564
pensions
-
-
-
119
total
-
-
-
808
Employee
865
865
1 612
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

142
142
242
-
pensions
156
119
119
-
health
133
113
125
-
total
431
374
486
-
Employer
865
865
1 612
-
pensions
60
60
75
-
health
60
60
75
-
unemployment
31
31
39
-
total
151
151
189
-
Corporate
794
783
-
-
income
159
157
-
-
total
159
157
-
-
Dividends
635
626
-
-
withholding
95
94
-
-
income
135
133
-
-
total
230
227
-
-
Income
1 800
1 800
1 800
1 800
Total tax
971
909
675
808
After tax
829
891
1 125
992
Living cost
425
425
425
425
Free-cash
404
466
700
567

Estimated living cost  is €425 per week

€301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€38
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€79
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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Estimated living cost

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Additional information

Source

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