Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 1100
per

Your estimated
City
free-cash

Valencia , Spain
€319
€295
€409
€462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 100
other
-
-
-
1
unemployment
-
-
-
7
accident
-
-
-
8
income
-
-
-
220
pensions
-
-
-
266
total
-
-
-
502
Employee
375
-
834
-
income
72
-
206
-
pensions
18
-
39
-
unemployment
6
-
13
-
other
-
-
1
-
total
96
-
259
-
Employer
375
-
834
-
pensions
88
-
197
-
other
3
-
7
-
accident
7
-
17
-
unemployment
21
-
46
-
total
119
-
267
-
Corporate
606
1 100
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

91
165
-
-
total
91
165
-
-
Dividends
515
935
-
-
withholding
106
194
-
-
total
106
194
-
-
Income
1 100
1 100
1 100
1 100
Total tax
412
359
526
502
After tax
688
741
574
598
Living cost
279
279
279
279
Free-cash
409
462
295
319

Estimated living cost  is €279 per week

€188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€27
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€59
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Source

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