Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 3373000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1381722
-₴2217044
-₴1126950
-₴925910
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
3 373 000
health
-
-
-
7 574
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
67 454
national
-
-
-
19 672
regional
-
-
-
98 919
pensions
-
-
-
310 330
city
-
-
-
35 532
total
-
-
-
539 481
Employee
4 342 575
-
3 019 005
-
pensions
363 297
-
253 601
-
city
46 664
-
32 431
-
regional
96 835
-
104 460
-
health
9 760
-
6 811
-
national
18 808
-
22 417
-
unemployment
-
-
-
-
total
535 364
-
419 720
-
Employer
4 342 575
-
3 019 005
-
health
9 760
-
6 811
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

86 872
-
60 389
-
unemployment
-
-
-
-
pensions
363 297
-
253 601
-
total
459 929
-
320 801
-
Corporate
-
3 373 000
-
-
regional
-
713 377
-
-
national
-
286 693
-
-
total
-
1 000 070
-
-
Dividends
-
2 372 930
-
-
withholding
-
830 545
-
-
total
-
830 545
-
-
Income
3 373 000
3 373 000
3 373 000
3 373 000
Total tax
995 293
1 830 615
740 521
539 481
After tax
2 377 707
1 542 385
2 632 479
2 833 519
Living cost
3 759 429
3 759 429
3 759 429
3 759 429
Free-cash
-1 381 722
-2 217 044
-1 126 950
-925 910

Estimated living cost  is ₴3759429 per year

₴2375180
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴355215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴48545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴980449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close