Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 22500
per

Your estimated
City
free-cash

Ljubljana , Slovenia
-₽36237
-₽83827
-₽38255
-₽38989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
22 500
income
-
-
-
2 669
pensions
-
-
-
4 110
unemployment
-
-
-
34
health
-
-
-
2 214
total
-
-
-
9 027
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

92 002
-
19 468
-
health
5 943
-
1 258
-
income
19 943
-
2 426
-
pensions
14 260
-
3 018
-
unemployment
128
-
27
-
total
40 274
-
6 729
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

92 002
-
19 468
-
unemployment
56
-
11
-
pensions
8 143
-
1 724
-
health
6 126
-
1 297
-
total
14 325
-
3 032
-
Corporate
-
22 500
-
-
income
-
4 274
-
-
total
-
4 274
-
-
Dividends
-
18 226
-
-
withholding
-
2 735
-
-
total
-
2 735
-
-
Income
22 500
22 500
22 500
22 500
Total tax
54 599
7 009
9 761
9 027
After tax
-32 099
15 491
12 739
13 473
Living cost
51 728
51 728
51 728
51 728
Free-cash
-83 827
-36 237
-38 989
-38 255

Estimated living cost  is ₽51728 per week

₽34744
Rent. Two to three bedrooms at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3470
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1048
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽12465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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