Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 800
per

Your estimated
City
free-cash

Valencia , Spain
$243
$187
$133
$138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
800
accident
-
-
-
7
income
-
-
-
130
pensions
-
-
-
226
other
-
-
-
1
unemployment
-
-
-
6
total
-
-
-
370
Employee
399
-
607
-
other
-
-
1
-
income
77
-
133
-
pensions
19
-
29
-
unemployment
6
-
9
-
total
102
-
172
-
Employer
399
-
607
-
accident
8
-
12
-
other
3
-
5
-
unemployment
22
-
33
-
pensions
94
-
143
-
total
127
-
193
-
Corporate
273
800
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

41
120
-
-
total
41
120
-
-
Dividends
232
680
-
-
withholding
46
140
-
-
total
46
140
-
-
Income
800
800
800
800
Total tax
316
260
365
370
After tax
484
540
435
430
Living cost
297
297
297
297
Free-cash
187
243
138
133

Estimated living cost  is $297 per week

$200
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$29
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$63
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Estimated living cost

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Source

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