Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 2400
per

Your estimated
City
free-cash

Zurich , Switzerland
$278
$631
$1086
$998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 400
city
-
-
-
25
pensions
-
-
-
221
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
48
regional
-
-
-
134
health
-
-
-
5
national
-
-
-
62
total
-
-
-
495
Employee
958
-
2 160
-
city
10
-
23
-
regional
31
-
120
-
health
2
-
5
-
pensions
80
-
168
-
unemployment
-
-
-
-
national
5
-
51
-
total
128
-
367
-
Employer
958
-
2 160
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

19
-
43
-
unemployment
-
-
-
-
pensions
80
-
168
-
health
2
-
5
-
total
101
-
216
-
Corporate
1 330
2 400
-
-
regional
281
508
-
-
national
113
204
-
-
total
394
712
-
-
Dividends
935
1 688
-
-
withholding
327
591
-
-
total
327
591
-
-
Income
2 400
2 400
2 400
2 400
Total tax
950
1 303
583
495
After tax
1 450
1 097
1 817
1 905
Living cost
819
819
819
819
Free-cash
631
278
998
1 086

Estimated living cost  is $819 per week

$532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$73
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$10
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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Estimated living cost

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Source

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