Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 2050

per

Your estimated

Best value All models

City

free-cash

Helsinki , Finland

$862

$891

$887

$652

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

2 050

municipal

364

health

national

358

total

749

Employee

568

1 725

health

municipal

281

pensions

116

unemployment

national

214

total

153

659

Employer

568

1 725

accident

unemployment

pensions

299

health

total

108

325

Corporate

1 375

2 050

income

275

410

total

275

410

Dividends

Finish residents use 75% of income from dividends as a base for income tax.

825

1 230

national

143

municipal

149

221

total

209

364

Income

2 050

Total tax

745

774

984

749

After tax

1 305

1 276

1 066

1 301

Living cost

414

Free-cash

891

862

652

887

Estimated living cost is $414 per week

$271

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

$40

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

$97

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

I'm drinking at home rarely or never.

I do not smoke or smoke very rarely.

Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.