Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 2000
per

Your estimated
City
free-cash

Zurich , Switzerland
$96
$447
$790
$700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
city
-
-
-
21
pensions
-
-
-
184
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
40
regional
-
-
-
103
health
-
-
-
4
national
-
-
-
39
total
-
-
-
391
Employee
958
-
1 790
-
city
10
-
19
-
regional
31
-
89
-
health
2
-
4
-
pensions
80
-
150
-
unemployment
-
-
-
-
national
5
-
29
-
total
128
-
291
-
Employer
958
-
1 790
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

19
-
36
-
unemployment
-
-
-
-
pensions
80
-
150
-
health
2
-
4
-
total
101
-
190
-
Corporate
930
2 000
-
-
regional
197
423
-
-
national
79
170
-
-
total
276
593
-
-
Dividends
654
1 407
-
-
withholding
229
492
-
-
total
229
492
-
-
Income
2 000
2 000
2 000
2 000
Total tax
734
1 085
481
391
After tax
1 266
915
1 519
1 609
Living cost
819
819
819
819
Free-cash
447
96
700
790

Estimated living cost  is $819 per week

$532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$73
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$10
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

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Source

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