Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 2000
per

Your estimated
City
free-cash

Valencia , Spain
$968
$758
$807
$1017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
unemployment
-
-
-
7
income
-
-
-
558
other
-
-
-
1
accident
-
-
-
10
pensions
-
-
-
301
total
-
-
-
877
Employee
425
-
1 661
-
unemployment
7
-
16
-
pensions
20
-
50
-
income
82
-
519
-
other
-
-
1
-
total
109
-
586
-
Employer
425
-
1 661
-
pensions
100
-
251
-
accident
8
-
21
-
unemployment
23
-
59
-
other
3
-
9
-
total
134
-
340
-
Corporate
1 440
2 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

216
300
-
-
total
216
300
-
-
Dividends
1 224
1 700
-
-
withholding
257
367
-
-
total
257
367
-
-
Income
2 000
2 000
2 000
2 000
Total tax
716
667
926
877
After tax
1 284
1 333
1 074
1 123
Living cost
316
316
316
316
Free-cash
968
1 017
758
807

Estimated living cost  is $316 per week

$213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$30
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$67
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
$1086
$828
$808
$1163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
419
income
-
-
-
307
other
-
-
-
83
health
-
-
-
77
total
-
-
-
886
Employee
417
-
1 597
-
health
6
-
22
-
unemployment
4
-
16
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

29
-
112
-
income
72
-
313
-
total
111
-
463
-
Employer
417
-
1 597
-
health
6
-
22
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

71
-
272
-
accident
3
-
13
-
unemployment
4
-
16
-
other
21
-
80
-
total
105
-
403
-
Corporate
1 478
2 000
-
-
income
310
420
-
-
total
310
420
-
-
Dividends
1 168
1 580
-
-
withholding
82
111
-
-
total
82
111
-
-
Income
2 000
2 000
2 000
2 000
Total tax
608
531
866
886
After tax
1 392
1 469
1 134
1 114
Living cost
306
306
306
306
Free-cash
1 086
1 163
828
808

Estimated living cost  is $306 per week

$216
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$21
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$64
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
$1506
$1522
$1442
$1559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
59
unemployment
-
-
-
2
income
-
-
-
300
health
-
-
-
46
total
-
-
-
407
Employee
199
-
1 921
-
health
9
-
18
-
accident

We are using the highest rate at 1.1%.

2
-
4
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

18
-
35
-
income
20
-
192
-
total
49
-
249
-
Employer
199
-
1 921
-
health
14
-
28
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

22
-
44
-
accident

We are using the highest rate at 1.1%.

2
-
4
-
unemployment
1
-
2
-
total
39
-
78
-
Corporate
1 762
2 000
-
-
income
176
200
-
-
total
176
200
-
-
Dividends
1 585
1 800
-
-
withholding
79
90
-
-
total
79
90
-
-
Income
2 000
2 000
2 000
2 000
Total tax
343
290
327
407
After tax
1 657
1 710
1 673
1 593
Living cost
151
151
151
151
Free-cash
1 506
1 559
1 522
1 442

Estimated living cost  is $151 per week

$88
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$11
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$48
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
$683
$707
$734
$615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
311
other
-
-
-
62
health
-
-
-
84
social contributions
-
-
-
57
pensions
-
-
-
359
surtax
-
-
-
-
total
-
-
-
873
Employee
491
-
1 551
-
pensions
56
-
107
-
income
29
-
299
-
social contributions
14
-
44
-
surtax
-
-
-
-
total
99
-
450
-
Employer
491
-
1 551
-
health
34
-
142
-
social contributions
1
-
5
-
pensions
81
-
180
-
unemployment
20
-
63
-
other
17
-
60
-
total
153
-
450
-
Corporate
1 355
2 000
-
-
income
379
560
-
-
surtax
-
-
-
-
total
379
560
-
-
Dividends
976
1 440
-
-
social contributions
168
248
-
-
surtax
-
-
-
-
withholding
125
184
-
-
total
293
432
-
-
Income
2 000
2 000
2 000
2 000
Total tax
924
992
900
873
After tax
1 076
1 008
1 100
1 127
Living cost
393
393
393
393
Free-cash
683
615
707
734

Estimated living cost  is $393 per week

$248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$32
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
$438
$765
$624
$508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
pensions
-
-
-
135
income
-
-
-
618
health
-
-
-
142
total
-
-
-
895
Employee
981
981
1 787
-
health
151
128
142
-
pensions
177
135
135
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

161
161
263
-
total
489
424
540
-
Employer
981
981
1 787
-
health
68
68
85
-
pensions
68
68
85
-
unemployment
35
35
44
-
total
171
171
214
-
Corporate
860
848
-
-
income
172
170
-
-
total
172
170
-
-
Dividends
688
678
-
-
income
146
144
-
-
withholding
103
102
-
-
total
249
246
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 081
1 011
754
895
After tax
919
989
1 246
1 105
Living cost
481
481
481
481
Free-cash
438
508
765
624

Estimated living cost  is $481 per week

$341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$43
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$8
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$89
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
$788
$924
$693
$660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 000
trade
-
-
-
231
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
616
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
78
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
34
total
-
-
-
959
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

439
-
2 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

78
-
78
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

12
-
616
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1
-
34
-
total
91
-
728
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 561
2 000
-
-
income
234
300
-
-
trade
246
315
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

13
16
-
-
chamber of commerce
4
5
-
-
total
497
636
-
-
Dividends
1 064
1 364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
19
-
-
withholding
262
337
-
-
total
276
356
-
-
Income
2 000
2 000
2 000
2 000
Total tax
864
992
728
959
After tax
1 136
1 008
1 272
1 041
Living cost
348
348
348
348
Free-cash
788
660
924
693

Estimated living cost  is $348 per week

$219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$41
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$82
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
$1131
$1083
$1102
$1194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
395
health
-
-
-
51
social contributions
-
-
-
186
total
-
-
-
632
Employee
883
883
1 867
-
health
7
15
32
-
income
96
82
386
-
social contributions
33
73
99
-
total
136
170
517
-
Employer
883
883
1 867
-
health
7
16
35
-
social contributions
33
73
99
-
total
40
89
134
-
Corporate
1 557
1 027
-
-
income
195
128
-
-
total
195
128
-
-
Dividends
1 362
899
-
-
withholding
232
153
-
-
total
232
153
-
-
Income
2 000
2 000
2 000
2 000
Total tax
603
540
651
632
After tax
1 397
1 460
1 349
1 368
Living cost
266
266
266
266
Free-cash
1 131
1 194
1 083
1 102

Estimated living cost  is $266 per week

$159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$26
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$75
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
$766
$561
$713
$778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
2 000
income
-
-
-
232
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
695
surtax
-
-
-
-
total
-
-
-
927
Employee
528
-
1 616
-
income
110
-
517
-
social contributions
58
-
178
-
surtax
-
-
-
-
total
168
-
695
-
Employer
528
-
1 616
-
social contributions
125
-
384
-
total
125
-
384
-
Corporate
1 346
2 000
-
-
income
283
420
-
-
surtax
-
-
-
-
total
283
420
-
-
Dividends
1 064
1 580
-
-
withholding
298
442
-
-
total
298
442
-
-
Income
2 000
2 000
2 000
2 000
Total tax
874
862
1 079
927
After tax
1 126
1 138
921
1 073
Living cost
360
360
360
360
Free-cash
766
778
561
713

Estimated living cost  is $360 per week

$269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$21
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$63
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
$1798
$1514
$1894
$1814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
2 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
20
total
-
-
-
20
Employee
107
-
2 000
-
income
21
-
400
-
total
21
-
400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

1 893
2 000
-
-
total
-
-
-
-
Dividends
1 893
2 000
-
-
withholding
95
100
-
-
total
95
100
-
-
Income
2 000
2 000
2 000
2 000
Total tax
116
100
400
20
After tax
1 884
1 900
1 600
1 980
Living cost
86
86
86
86
Free-cash
1 798
1 814
1 514
1 894

Estimated living cost  is $86 per week

$53
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$7
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$2
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$23
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
$971
$618
$670
$1069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
2 000
pensions
-
-
-
365
unemployment
-
-
-
3
income
-
-
-
457
health
-
-
-
197
total
-
-
-
1 022
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

508
-
1 731
-
health
33
-
112
-
unemployment
1
-
2
-
pensions
79
-
268
-
income
88
-
423
-
total
201
-
805
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

508
-
1 731
-
health
34
-
115
-
pensions
45
-
153
-
unemployment
-
-
1
-
total
79
-
269
-
Corporate
1 413
2 000
-
-
income
269
380
-
-
total
269
380
-
-
Dividends
1 145
1 620
-
-
withholding
172
243
-
-
total
172
243
-
-
Income
2 000
2 000
2 000
2 000
Total tax
721
623
1 074
1 022
After tax
1 279
1 377
926
978
Living cost
308
308
308
308
Free-cash
971
1 069
618
670

Estimated living cost  is $308 per week

$211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$71
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
$862
$1006
$1184
$822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
2 000
income
-
-
-
327
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
72
total
-
-
-
399
Employee
527
-
1 947
-
social contributions
53
-
53
-
income
57
-
471
-
total
110
-
524
-
Employer
527
-
1 947
-
social contributions
53
-
53
-
total
53
-
53
-
Corporate
1 420
2 000
-
-
income
497
700
-
-
total
497
700
-
-
Dividends
923
1 300
-
-
social contributions
61
61
-
-
total
61
61
-
-
Income
2 000
2 000
2 000
2 000
Total tax
721
761
577
399
After tax
1 279
1 239
1 423
1 601
Living cost
417
417
417
417
Free-cash
862
822
1 006
1 184

Estimated living cost  is $417 per week

$275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$33
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
$981
$999
$1040
$976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
300
health
-
-
-
140
social contributions
-
-
-
276
total
-
-
-
716
Employee
389
-
2 000
-
health
27
-
140
-
income
65
-
341
-
social contributions
54
-
276
-
total
146
-
757
-
Employer
389
-
2 000
-
total
-
-
-
-
Corporate
1 611
2 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

81
100
-
-
total
81
100
-
-
Dividends
1 530
1 900
-
-
social contributions
211
262
-
-
withholding
230
285
-
-
health
107
133
-
-
total
548
680
-
-
Income
2 000
2 000
2 000
2 000
Total tax
775
780
757
716
After tax
1 225
1 220
1 243
1 284
Living cost
244
244
244
244
Free-cash
981
976
999
1 040

Estimated living cost  is $244 per week

$163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$15
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$60
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
$941
$741
$826
$1056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
203
health
-
-
-
270
social contributions
-
-
-
375
solidarity contribution
-
-
-
5
total
-
-
-
853
Employee
472
-
1 540
-
health
64
-
208
-
solidarity contribution
-
-
-
-
income
57
-
187
-
social contributions
31
-
83
-
total
152
-
478
-
Employer
472
-
1 540
-
health
42
-
139
-
social contributions
118
-
321
-
total
160
-
460
-
Corporate
1 367
2 000
-
-
income
260
380
-
-
total
260
380
-
-
Dividends
1 108
1 620
-
-
withholding
166
243
-
-
total
166
243
-
-
Income
2 000
2 000
2 000
2 000
Total tax
738
623
938
853
After tax
1 262
1 377
1 062
1 147
Living cost
321
321
321
321
Free-cash
941
1 056
741
826

Estimated living cost  is $321 per week

$239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$18
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$59
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
$1742
$1467
$1847
$1767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
2 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
20
total
-
-
-
20
Employee
167
-
2 000
-
income
33
-
400
-
total
33
-
400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

1 833
2 000
-
-
total
-
-
-
-
Dividends
1 833
2 000
-
-
withholding
92
100
-
-
total
92
100
-
-
Income
2 000
2 000
2 000
2 000
Total tax
125
100
400
20
After tax
1 875
1 900
1 600
1 980
Living cost
133
133
133
133
Free-cash
1 742
1 767
1 467
1 847

Estimated living cost  is $133 per week

$90
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$6
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$33
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
$533
$545
$572
$453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
311
other
-
-
-
62
health
-
-
-
84
social contributions
-
-
-
57
pensions
-
-
-
359
surtax
-
-
-
-
total
-
-
-
873
Employee
719
-
1 551
-
pensions
81
-
107
-
income
63
-
299
-
social contributions
20
-
44
-
surtax
-
-
-
-
total
164
-
450
-
Employer
719
-
1 551
-
health
50
-
142
-
social contributions
2
-
5
-
pensions
118
-
180
-
unemployment
29
-
63
-
other
25
-
60
-
total
224
-
450
-
Corporate
1 056
2 000
-
-
income
296
560
-
-
surtax
-
-
-
-
total
296
560
-
-
Dividends
760
1 440
-
-
social contributions
131
248
-
-
surtax
-
-
-
-
withholding
97
184
-
-
total
228
432
-
-
Income
2 000
2 000
2 000
2 000
Total tax
912
992
900
873
After tax
1 088
1 008
1 100
1 127
Living cost
555
555
555
555
Free-cash
533
453
545
572

Estimated living cost  is $555 per week

$375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$45
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$8
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
$1192
$1031
$1030
$1247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
2 000
pensions
-
-
-
220
unemployment
-
-
-
13
income
-
-
-
452
health
-
-
-
87
total
-
-
-
772
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

298
-
1 849
-
health
15
-
44
-
unemployment
2
-
6
-
pensions
42
-
118
-
income
41
-
452
-
total
100
-
620
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

298
-
1 849
-
health
15
-
44
-
pensions
36
-
101
-
unemployment
2
-
6
-
total
53
-
151
-
Corporate
1 648
2 000
-
-
income
247
300
-
-
total
247
300
-
-
Dividends
1 401
1 700
-
-
withholding
210
255
-
-
total
210
255
-
-
Income
2 000
2 000
2 000
2 000
Total tax
610
555
771
772
After tax
1 390
1 445
1 229
1 228
Living cost
198
198
198
198
Free-cash
1 192
1 247
1 031
1 030

Estimated living cost  is $198 per week

$133
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$15
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$44
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
$459
$722
$807
$117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
pensions
-
-
-
184
city
-
-
-
21
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
40
health
-
-
-
5
regional
-
-
-
104
national
-
-
-
41
total
-
-
-
395
Employee
934
-
1 792
-
health
2
-
4
-
unemployment
-
-
-
-
city
10
-
19
-
pensions
78
-
148
-
regional
31
-
90
-
national
4
-
31
-
total
125
-
292
-
Employer
934
-
1 792
-
health
2
-
4
-
pensions
78
-
148
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

19
-
36
-
total
99
-
188
-
Corporate
957
2 000
-
-
regional
202
423
-
-
national
81
170
-
-
total
283
593
-
-
Dividends
673
1 407
-
-
withholding
236
492
-
-
total
236
492
-
-
Income
2 000
2 000
2 000
2 000
Total tax
743
1 085
480
395
After tax
1 257
915
1 520
1 605
Living cost
798
798
798
798
Free-cash
459
117
722
807

Estimated living cost  is $798 per week

$519
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$72
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$10
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$198
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
$841
$609
$853
$814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
2 000
municipal
-
-
-
355
health
-
-
-
26
national
-
-
-
325
total
-
-
-
706
Employee
604
-
1 683
-
health
5
-
21
-
unemployment
9
-
25
-
pensions
41
-
114
-
national
10
-
198
-
municipal
99
-
274
-
total
164
-
632
-
Employer
604
-
1 683
-
health
5
-
13
-
pensions
105
-
292
-
accident
1
-
2
-
unemployment
4
-
11
-
total
115
-
318
-
Corporate
1 282
2 000
-
-
income
256
400
-
-
total
256
400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

769
1 200
-
-
municipal
138
216
-
-
national
45
129
-
-
total
183
345
-
-
Income
2 000
2 000
2 000
2 000
Total tax
718
745
950
706
After tax
1 282
1 255
1 050
1 294
Living cost
441
441
441
441
Free-cash
841
814
609
853

Estimated living cost  is $441 per week

$288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$42
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
$525
$287
$448
$700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
103
social contributions
-
-
-
286
national
-
-
-
744
total
-
-
-
1 133
Employee

The minimum management director salary is set at €45,000 per year.

821
-
1 549
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

39
-
73
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

43
-
81
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

7
-
13
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

62
-
116
-
national
253
-
560
-
total
404
-
843
-
Employer

The minimum management director salary is set at €45,000 per year.

821
-
1 549
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

51
-
95
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

73
-
137
-
surtax
93
-
176
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

11
-
20
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

12
-
23
-
total
240
-
451
-
Corporate
940
2 000
-
-
income
188
400
-
-
surtax
4
8
-
-
total
192
408
-
-
Dividends
748
1 592
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

220
473
-
-
total
220
473
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 056
881
1 294
1 133
After tax
944
1 119
706
867
Living cost
419
419
419
419
Free-cash
525
700
287
448

Estimated living cost  is $419 per week

$270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$37
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
$585
$530
$543
$595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
unemployment
-
-
-
1
municipal
-
-
-
502
other
-
-
-
126
health
-
-
-
68
national
-
-
-
143
accident
-
-
-
2
pensions
-
-
-
118
total
-
-
-
960
Employee
708
-
1 658
-
national
-
-
137
-
municipal
211
-
494
-
total
211
-
631
-
Employer
708
-
1 658
-
health
44
-
67
-
pensions
76
-
118
-
accident
1
-
2
-
unemployment
19
-
29
-
other
82
-
126
-
total
222
-
342
-
Corporate
1 070
2 000
-
-
income
235
440
-
-
total
235
440
-
-
Dividends
835
1 560
-
-
withholding
250
468
-
-
total
250
468
-
-
Income
2 000
2 000
2 000
2 000
Total tax
918
908
973
960
After tax
1 082
1 092
1 027
1 040
Living cost
497
497
497
497
Free-cash
585
595
530
543

Estimated living cost  is $497 per week

$329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$49
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$8
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
$65
$1285
$834
$669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
390
social contributions
-
-
-
228
total
-
-
-
618
Employee
786
-
-
-
income
173
-
-
-
social contributions
64
-
9
-
total
237
-
9
-
Employer
786
-
-
-
social contributions
1 109
-
158
-
total
1 109
-
158
-
Corporate
105
2 000
-
-
income
23
440
-
-
total
23
440
-
-
Dividends
82
1 560
-
-
income
18
343
-
-
total
18
343
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 387
783
167
618
After tax
613
1 217
1 833
1 382
Living cost
548
548
548
548
Free-cash
65
669
1 285
834

Estimated living cost  is $548 per week

$356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$52
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
$1038
$977
$996
$1088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
395
health
-
-
-
51
social contributions
-
-
-
186
total
-
-
-
632
Employee
883
883
1 867
-
health
9
15
32
-
income
93
82
386
-
social contributions
43
73
99
-
total
145
170
517
-
Employer
883
883
1 867
-
health
10
16
35
-
social contributions
43
73
99
-
total
53
89
134
-
Corporate
1 431
1 027
-
-
income
179
128
-
-
total
179
128
-
-
Dividends
1 252
899
-
-
withholding
213
153
-
-
total
213
153
-
-
Income
2 000
2 000
2 000
2 000
Total tax
590
540
651
632
After tax
1 410
1 460
1 349
1 368
Living cost
372
372
372
372
Free-cash
1 038
1 088
977
996

Estimated living cost  is $372 per week

$255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$29
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$83
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
$958
$732
$913
$894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
578
pensions
-
-
-
100
total
-
-
-
678
Employee
561
-
1 747
-
health
7
-
25
-
pensions
43
-
123
-
income
102
-
458
-
total
152
-
606
-
Employer
561
-
1 747
-
health
11
-
33
-
pensions
57
-
220
-
total
68
-
253
-
Corporate
1 371
2 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

261
380
-
-
total
261
380
-
-
Dividends
1 111
1 620
-
-
withholding
152
317
-
-
total
152
317
-
-
Income
2 000
2 000
2 000
2 000
Total tax
633
697
859
678
After tax
1 367
1 303
1 141
1 322
Living cost
409
409
409
409
Free-cash
958
894
732
913

Estimated living cost  is $409 per week

$281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$38
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$86
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
$543
$389
$477
$597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
municipal
-
-
-
13
regional
-
-
-
46
social contributions
-
-
-
514
national
-
-
-
493
total
-
-
-
1 066
Employee
968
-
2 000
-
social contributions
326
-
674
-
regional
15
-
41
-
national
164
-
427
-
municipal
6
-
12
-
total
511
-
1 154
-
Employer
968
-
2 000
-
total
-
-
-
-
Corporate
1 032
2 000
-
-
nationa
248
480
-
-
municipal
50
96
-
-
total
298
576
-
-
Dividends
735
1 424
-
-
withholding
191
370
-
-
total
191
370
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 000
946
1 154
1 066
After tax
1 000
1 054
846
934
Living cost
457
457
457
457
Free-cash
543
597
389
477

Estimated living cost  is $457 per week

$321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$31
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$98
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
$126
$845
$1124
-$81
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
pensions
-
-
-
46
income
-
-
-
556
other
-
-
-
4
health
-
-
-
24
accident
-
-
-
3
total
-
-
-
633
Employee
382
-
1 804
-
health
44
-
207
-
pensions
43
-
84
-
income
52
-
425
-
total
139
-
716
-
Employer
382
-
1 804
-
pensions
62
-
122
-
accident
6
-
30
-
unemployment
9
-
44
-
total
77
-
196
-
Corporate
1 540
2 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

1 386
1 800
-
-
total
1 386
1 800
-
-
Dividends
154
200
-
-
withholding
29
38
-
-
total
29
38
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 631
1 838
912
633
After tax
369
162
1 088
1 367
Living cost
243
243
243
243
Free-cash
126
-81
845
1 124

Estimated living cost  is $243 per week

$178
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$13
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$46
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
$737
$829
$619
$586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 000
trade
-
-
-
210
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
616
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
78
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
34
total
-
-
-
938
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

571
-
2 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

78
-
78
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

47
-
616
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
-
34
-
total
128
-
728
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 429
2 000
-
-
income
214
300
-
-
trade
205
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

12
16
-
-
chamber of commerce
4
5
-
-
total
435
608
-
-
Dividends
994
1 392
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

13
19
-
-
withholding
244
344
-
-
total
257
363
-
-
Income
2 000
2 000
2 000
2 000
Total tax
820
971
728
938
After tax
1 180
1 029
1 272
1 062
Living cost
443
443
443
443
Free-cash
737
586
829
619

Estimated living cost  is $443 per week

$306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$48
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$83
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
$1266
$598
$449
$1361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
2 000
income
-
-
-
362
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
440
surtax
-
-
-
510
total
-
-
-
1 312
Employee
336
-
1 505
-
income
60
-
298
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

37
-
151
-
surtax
-
-
218
-
total
97
-
667
-
Employer
336
-
1 505
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

81
-
330
-
surtax
-
-
166
-
total
81
-
496
-
Corporate
1 584
2 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

317
400
-
-
total
317
400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

1 267
1 600
-
-
total
-
-
-
-
Income
2 000
2 000
2 000
2 000
Total tax
495
400
1 163
1 312
After tax
1 505
1 600
837
688
Living cost
239
239
239
239
Free-cash
1 266
1 361
598
449

Estimated living cost  is $239 per week

$152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$58
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
$1086
$1068
$1078
$1108
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
606
health
-
-
-
74
pensions
-
-
-
102
total
-
-
-
782
Employee
214
-
1 885
-
health
11
-
26
-
unemployment
2
-
5
-
pensions
19
-
46
-
income
41
-
600
-
total
73
-
677
-
Employer
214
-
1 885
-
health
20
-
49
-
pensions
24
-
56
-
unemployment
4
-
10
-
total
48
-
115
-
Corporate
1 738
2 000
-
-
income
382
440
-
-
total
382
440
-
-
Dividends
1 356
1 560
-
-
withholding
271
312
-
-
total
271
312
-
-
Income
2 000
2 000
2 000
2 000
Total tax
774
752
792
782
After tax
1 226
1 248
1 208
1 218
Living cost
140
140
140
140
Free-cash
1 086
1 108
1 068
1 078

Estimated living cost  is $140 per week

$83
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$11
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$3
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$42
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
$963
$618
$687
$1000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
pensions
-
-
-
307
unemployment
-
-
-
3
income
-
-
-
551
other
-
-
-
-
health
-
-
-
109
surtax
-
-
-
85
total
-
-
-
1 055
Employee
387
-
1 677
-
health
10
-
39
-
unemployment
27
-
107
-
pensions
26
-
102
-
income
65
-
482
-
other
-
-
-
-
surtax
1
-
71
-
total
129
-
801
-
Employer
387
-
1 677
-
health
18
-
70
-
pensions
52
-
204
-
unemployment
12
-
49
-
other
-
-
-
-
total
82
-
323
-
Corporate
1 532
2 000
-
-
income
398
520
-
-
total
398
520
-
-
Dividends
1 134
1 480
-
-
withholding
170
222
-
-
total
170
222
-
-
Income
2 000
2 000
2 000
2 000
Total tax
779
742
1 124
1 055
After tax
1 221
1 258
876
945
Living cost
258
258
258
258
Free-cash
963
1 000
618
687

Estimated living cost  is $258 per week

$156
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$22
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$74
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
$737
$167
$663
$740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
pensions
-
-
-
248
chamber of commerce
-
-
-
8
unemployment
-
-
-
70
income
-
-
-
542
health
-
-
-
103
surtax
-
-
-
-
total
-
-
-
971
Employee
502
458
1 595
-
health
19
18
52
-
unemployment
15
14
40
-
pensions
51
47
137
-
income
45
34
433
-
other
5
5
13
-
total
135
118
675
-
Employer
502
458
1 595
-
health
19
17
51
-
pensions
63
57
168
-
surtax