Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 2000
per

Your estimated
City
free-cash

Valencia , Spain
$769
$816
$1026
$978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
567
accident
-
-
-
9
unemployment
-
-
-
7
pensions
-
-
-
293
other
-
-
-
1
total
-
-
-
877
Employee
413
-
1 670
-
other
-
-
1
-
income
80
-
529
-
unemployment
6
-
16
-
pensions
19
-
49
-
total
105
-
595
-
Employer
413
-
1 670
-
unemployment
23
-
57
-
pensions
97
-
244
-
other
3
-
8
-
accident
8
-
20
-
total
131
-
329
-
Corporate
1 455
2 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

218
300
-
-
total
218
300
-
-
Dividends
1 237
1 700
-
-
withholding
261
367
-
-
total
261
367
-
-
Income
2 000
2 000
2 000
2 000
Total tax
715
667
924
877
After tax
1 285
1 333
1 076
1 123
Living cost
307
307
307
307
Free-cash
978
1 026
769
816

Estimated living cost  is $307 per week

$207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$30
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$65
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
$834
$826
$1171
$1096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
312
health
-
-
-
75
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
408
other
-
-
-
81
total
-
-
-
876
Employee
406
-
1 597
-
income
70
-
315
-
health
6
-
22
-
unemployment
4
-
16
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

28
-
112
-
total
108
-
465
-
Employer
406
-
1 597
-
unemployment
4
-
16
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

69
-
272
-
other
20
-
80
-
accident
3
-
13
-
health
6
-
22
-
total
102
-
403
-
Corporate
1 492
2 000
-
-
income
313
420
-
-
total
313
420
-
-
Dividends
1 179
1 580
-
-
withholding
83
111
-
-
total
83
111
-
-
Income
2 000
2 000
2 000
2 000
Total tax
606
531
868
876
After tax
1 394
1 469
1 132
1 124
Living cost
298
298
298
298
Free-cash
1 096
1 171
834
826

Estimated living cost  is $298 per week

$210
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$62
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
$1530
$1449
$1564
$1513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
300
health
-
-
-
45
unemployment
-
-
-
2
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
58
total
-
-
-
405
Employee
194
-
1 924
-
income
19
-
192
-
health
9
-
18
-
accident

We are using the highest rate at 1.1%.

2
-
4
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

17
-
34
-
total
47
-
248
-
Employer
194
-
1 924
-
unemployment
1
-
2
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

21
-
43
-
accident

We are using the highest rate at 1.1%.

2
-
4
-
health
13
-
27
-
total
37
-
76
-
Corporate
1 768
2 000
-
-
income
177
200
-
-
total
177
200
-
-
Dividends
1 592
1 800
-
-
withholding
80
90
-
-
total
80
90
-
-
Income
2 000
2 000
2 000
2 000
Total tax
341
290
324
405
After tax
1 659
1 710
1 676
1 595
Living cost
146
146
146
146
Free-cash
1 513
1 564
1 530
1 449

Estimated living cost  is $146 per week

$85
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$10
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$47
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
$713
$744
$626
$694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
315
social contributions
-
-
-
57
health
-
-
-
86
surtax
-
-
-
-
pensions
-
-
-
354
other
-
-
-
62
total
-
-
-
874
Employee
478
-
1 548
-
income
28
-
301
-
social contributions
14
-
44
-
surtax
-
-
-
-
pensions
54
-
108
-
total
96
-
453
-
Employer
478
-
1 548
-
unemployment
19
-
63
-
social contributions
1
-
5
-
pensions
79
-
181
-
other
16
-
60
-
health
33
-
143
-
total
148
-
452
-
Corporate
1 373
2 000
-
-
income
384
560
-
-
surtax
-
-
-
-
total
384
560
-
-
Dividends
988
1 440
-
-
withholding
126
184
-
-
surtax
-
-
-
-
social contributions
170
248
-
-
total
296
432
-
-
Income
2 000
2 000
2 000
2 000
Total tax
924
992
905
874
After tax
1 076
1 008
1 095
1 126
Living cost
382
382
382
382
Free-cash
694
626
713
744

Estimated living cost  is $382 per week

$241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$31
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$104
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
$784
$634
$524
$456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
629
health
-
-
-
138
pensions
-
-
-
131
total
-
-
-
898
Employee
954
954
1 792
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

156
156
271
-
health
146
125
138
-
pensions
172
131
131
-
total
474
412
540
-
Employer
954
954
1 792
-
unemployment
34
34
43
-
pensions
66
66
83
-
health
66
66
82
-
total
166
166
208
-
Corporate
891
879
-
-
income
178
176
-
-
total
178
176
-
-
Dividends
713
703
-
-
withholding
107
105
-
-
income
151
149
-
-
total
258
254
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 076
1 008
748
898
After tax
924
992
1 252
1 102
Living cost
468
468
468
468
Free-cash
456
524
784
634

Estimated living cost  is $468 per week

$332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$42
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$87
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
$930
$697
$670
$793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
622
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
76
trade
-
-
-
233
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
34
total
-
-
-
965
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

427
-
2 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

12
-
622
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

76
-
76
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1
-
34
-
total
89
-
732
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 573
2 000
-
-
chamber of commerce
4
5
-
-
income
236
300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

13
16
-
-
trade
248
315
-
-
total
501
636
-
-
Dividends
1 072
1 364
-
-
withholding
264
337
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

15
19
-
-
total
279
356
-
-
Income
2 000
2 000
2 000
2 000
Total tax
869
992
732
965
After tax
1 131
1 008
1 268
1 035
Living cost
338
338
338
338
Free-cash
793
670
930
697

Estimated living cost  is $338 per week

$213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$39
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$80
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
$1089
$1106
$1199
$1140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
403
social contributions
-
-
-
181
health
-
-
-
51
total
-
-
-
635
Employee
859
859
1 869
-
income
94
80
393
-
social contributions
32
71
96
-
health
7
15
32
-
total
133
166
521
-
Employer
859
859
1 869
-
social contributions
32
71
96
-
health
7
16
35
-
total
39
87
131
-
Corporate
1 569
1 054
-
-
income
196
132
-
-
total
196
132
-
-
Dividends
1 373
922
-
-
withholding
233
157
-
-
total
233
157
-
-
Income
2 000
2 000
2 000
2 000
Total tax
601
542
652
635
After tax
1 399
1 458
1 348
1 365
Living cost
259
259
259
259
Free-cash
1 140
1 199
1 089
1 106

Estimated living cost  is $259 per week

$155
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$25
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$73
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
$567
$719
$788
$775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
2 000
income
-
-
-
236
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
695
surtax
-
-
-
-
total
-
-
-
931
Employee
514
-
1 616
-
income
107
-
521
-
social contributions
57
-
178
-
surtax
-
-
-
-
total
164
-
699
-
Employer
514
-
1 616
-
social contributions
122
-
384
-
total
122
-
384
-
Corporate
1 364
2 000
-
-
income
287
420
-
-
surtax
-
-
-
-
total
287
420
-
-
Dividends
1 078
1 580
-
-
withholding
302
442
-
-
total
302
442
-
-
Income
2 000
2 000
2 000
2 000
Total tax
875
862
1 083
931
After tax
1 125
1 138
917
1 069
Living cost
350
350
350
350
Free-cash
775
788
567
719

Estimated living cost  is $350 per week

$262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$21
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$62
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
$1520
$1900
$1820
$1805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
2 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
20
total
-
-
-
20
Employee
99
-
2 000
-
income
20
-
400
-
total
20
-
400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

1 901
2 000
-
-
total
-
-
-
-
Dividends
1 901
2 000
-
-
withholding
95
100
-
-
total
95
100
-
-
Income
2 000
2 000
2 000
2 000
Total tax
115
100
400
20
After tax
1 885
1 900
1 600
1 980
Living cost
80
80
80
80
Free-cash
1 805
1 820
1 520
1 900

Estimated living cost  is $80 per week

$49
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$7
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$2
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$21
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
$623
$675
$1077
$982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
2 000
income
-
-
-
460
health
-
-
-
197
unemployment
-
-
-
3
pensions
-
-
-
365
total
-
-
-
1 025
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

494
-
1 731
-
income
85
-
426
-
health
32
-
112
-
unemployment
1
-
2
-
pensions
77
-
268
-
total
195
-
808
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

494
-
1 731
-
unemployment
-
-
1
-
pensions
44
-
153
-
health
33
-
115
-
total
77
-
269
-
Corporate
1 429
2 000
-
-
income
272
380
-
-
total
272
380
-
-
Dividends
1 158
1 620
-
-
withholding
174
243
-
-
total
174
243
-
-
Income
2 000
2 000
2 000
2 000
Total tax
718
623
1 077
1 025
After tax
1 282
1 377
923
975
Living cost
300
300
300
300
Free-cash
982
1 077
623
675

Estimated living cost  is $300 per week

$206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$19
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$69
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
$1016
$1205
$836
$875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
2 000
income
-
-
-
318
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
72
total
-
-
-
390
Employee
512
-
1 949
-
social contributions
51
-
51
-
income
56
-
477
-
total
107
-
528
-
Employer
512
-
1 949
-
social contributions
51
-
51
-
total
51
-
51
-
Corporate
1 436
2 000
-
-
income
503
700
-
-
total
503
700
-
-
Dividends
934
1 300
-
-
social contributions
59
59
-
-
total
59
59
-
-
Income
2 000
2 000
2 000
2 000
Total tax
720
759
579
390
After tax
1 280
1 241
1 421
1 610
Living cost
405
405
405
405
Free-cash
875
836
1 016
1 205

Estimated living cost  is $405 per week

$267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$32
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
$1005
$1047
$983
$989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
300
social contributions
-
-
-
276
health
-
-
-
140
total
-
-
-
716
Employee
379
-
2 000
-
income
63
-
342
-
social contributions
52
-
276
-
health
26
-
140
-
total
141
-
758
-
Employer
379
-
2 000
-
total
-
-
-
-
Corporate
1 621
2 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

81
100
-
-
total
81
100
-
-
Dividends
1 540
1 900
-
-
withholding
231
285
-
-
health
108
133
-
-
social contributions
213
262
-
-
total
552
680
-
-
Income
2 000
2 000
2 000
2 000
Total tax
774
780
758
716
After tax
1 226
1 220
1 242
1 284
Living cost
237
237
237
237
Free-cash
989
983
1 005
1 047

Estimated living cost  is $237 per week

$159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$15
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$58
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
$769
$854
$1073
$965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
206
social contributions
-
-
-
355
solidarity contribution
-
-
-
11
health
-
-
-
270
total
-
-
-
842
Employee
447
-
1 556
-
solidarity contribution
-
-
4
-
income
54
-
190
-
social contributions
29
-
79
-
health
60
-
210
-
total
143
-
483
-
Employer
447
-
1 556
-
social contributions
112
-
304
-
health
40
-
140
-
total
152
-
444
-
Corporate
1 401
2 000
-
-
income
266
380
-
-
total
266
380
-
-
Dividends
1 135
1 620
-
-
withholding
170
243
-
-
total
170
243
-
-
Income
2 000
2 000
2 000
2 000
Total tax
731
623
927
842
After tax
1 269
1 377
1 073
1 158
Living cost
304
304
304
304
Free-cash
965
1 073
769
854

Estimated living cost  is $304 per week

$226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$56
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
$1476
$1856
$1776
$1753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
2 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
20
total
-
-
-
20
Employee
155
-
2 000
-
income
31
-
400
-
total
31
-
400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

1 845
2 000
-
-
total
-
-
-
-
Dividends
1 845
2 000
-
-
withholding
92
100
-
-
total
92
100
-
-
Income
2 000
2 000
2 000
2 000
Total tax
123
100
400
20
After tax
1 877
1 900
1 600
1 980
Living cost
124
124
124
124
Free-cash
1 753
1 776
1 476
1 856

Estimated living cost  is $124 per week

$84
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$5
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$31
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
$556
$587
$469
$546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
315
social contributions
-
-
-
57
health
-
-
-
86
surtax
-
-
-
-
pensions
-
-
-
354
other
-
-
-
62
total
-
-
-
874
Employee
700
-
1 548
-
income
61
-
301
-
social contributions
20
-
44
-
surtax
-
-
-
-
pensions
79
-
108
-
total
160
-
453
-
Employer
700
-
1 548
-
unemployment
28
-
63
-
social contributions
2
-
5
-
pensions
115
-
181
-
other
24
-
60
-
health
49
-
143
-
total
218
-
452
-
Corporate
1 082
2 000
-
-
income
303
560
-
-
surtax
-
-
-
-
total
303
560
-
-
Dividends
779
1 440
-
-
withholding
100
184
-
-
surtax
-
-
-
-
social contributions
134
248
-
-
total
234
432
-
-
Income
2 000
2 000
2 000
2 000
Total tax
915
992
905
874
After tax
1 085
1 008
1 095
1 126
Living cost
539
539
539
539
Free-cash
546
469
556
587

Estimated living cost  is $539 per week

$365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$44
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$123
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
$1044
$1043
$1252
$1197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
2 000
income
-
-
-
453
health
-
-
-
85
unemployment
-
-
-
12
pensions
-
-
-
214
total
-
-
-
764
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

291
-
1 853
-
income
40
-
453
-
health
15
-
42
-
unemployment
2
-
6
-
pensions
41
-
115
-
total
98
-
616
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

291
-
1 853
-
unemployment
2
-
6
-
pensions
35
-
99
-
health
15
-
42
-
total
52
-
147
-
Corporate
1 657
2 000
-
-
income
249
300
-
-
total
249
300
-
-
Dividends
1 409
1 700
-
-
withholding
211
255
-
-
total
211
255
-
-
Income
2 000
2 000
2 000
2 000
Total tax
610
555
763
764
After tax
1 390
1 445
1 237
1 236
Living cost
193
193
193
193
Free-cash
1 197
1 252
1 044
1 043

Estimated living cost  is $193 per week

$130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$15
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$42
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
$739
$823
$135
$469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
regional
-
-
-
105
national
-
-
-
42
health
-
-
-
5
city
-
-
-
21
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
40
pensions
-
-
-
184
total
-
-
-
397
Employee
913
-
1 793
-
regional
30
-
92
-
city
10
-
19
-
health
2
-
4
-
unemployment
-
-
-
-
national
4
-
32
-
pensions
77
-
147
-
total
123
-
294
-
Employer
913
-
1 793
-
unemployment
-
-
-
-
pensions
77
-
147
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

18
-
36
-
health
2
-
4
-
total
97
-
187
-
Corporate
980
2 000
-
-
regional
207
423
-
-
national
83
170
-
-
total
290
593
-
-
Dividends
690
1 407
-
-
withholding
241
492
-
-
total
241
492
-
-
Income
2 000
2 000
2 000
2 000
Total tax
751
1 085
481
397
After tax
1 249
915
1 519
1 603
Living cost
780
780
780
780
Free-cash
469
135
739
823

Estimated living cost  is $780 per week

$507
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$70
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$10
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$193
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
$618
$857
$822
$850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
2 000
municipal
-
-
-
355
national
-
-
-
333
health
-
-
-
26
total
-
-
-
714
Employee
588
-
1 683
-
health
4
-
21
-
unemployment
9
-
25
-
national
10
-
201
-
municipal
96
-
274
-
pensions
40
-
114
-
total
159
-
635
-
Employer
588
-
1 683
-
unemployment
4
-
11
-
pensions
102
-
292
-
accident
1
-
2
-
health
5
-
13
-
total
112
-
318
-
Corporate
1 301
2 000
-
-
income
260
400
-
-
total
260
400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

781
1 200
-
-
national
49
133
-
-
municipal
141
216
-
-
total
190
349
-
-
Income
2 000
2 000
2 000
2 000
Total tax
721
749
953
714
After tax
1 279
1 251
1 047
1 286
Living cost
429
429
429
429
Free-cash
850
822
618
857

Estimated living cost  is $429 per week

$280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$41
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
$296
$461
$711
$542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
national
-
-
-
751
social contributions
-
-
-
278
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
103
total
-
-
-
1 132
Employee

The minimum management director salary is set at €45,000 per year.

799
-
1 549
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

38
-
73
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

42
-
81
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

7
-
13
-
national
246
-
563
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

60
-
116
-
total
393
-
846
-
Employer

The minimum management director salary is set at €45,000 per year.

799
-
1 549
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

12
-
23
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

71
-
137
-
surtax
91
-
176
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

10
-
20
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

49
-
95
-
total
233
-
451
-
Corporate
968
2 000
-
-
income
194
400
-
-
surtax
4
8
-
-
total
198
408
-
-
Dividends
771
1 592
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

227
474
-
-
total
227
474
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 051
882
1 297
1 132
After tax
949
1 118
703
868
Living cost
407
407
407
407
Free-cash
542
711
296
461

Estimated living cost  is $407 per week

$262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$36
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
$562
$573
$638
$628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
municipal
-
-
-
510
national
-
-
-
174
health
-
-
-
62
accident
-
-
-
2
unemployment
-
-
-
1
pensions
-
-
-
108
other
-
-
-
116
total
-
-
-
973
Employee
647
-
1 687
-
national
-
-
168
-
municipal
193
-
503
-
total
193
-
671
-
Employer
647
-
1 687
-
unemployment
17
-
26
-
pensions
70
-
108
-
other
75
-
116
-
accident
1
-
2
-
health
40
-
61
-
total
203
-
313
-
Corporate
1 150
2 000
-
-
income
253
440
-
-
total
253
440
-
-
Dividends
897
1 560
-
-
withholding
269
468
-
-
total
269
468
-
-
Income
2 000
2 000
2 000
2 000
Total tax
918
908
984
973
After tax
1 082
1 092
1 016
1 027
Living cost
454
454
454
454
Free-cash
628
638
562
573

Estimated living cost  is $454 per week

$301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$45
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
$1366
$896
$731
$195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
390
social contributions
-
-
-
228
total
-
-
-
618
Employee
696
-
-
-
income
154
-
-
-
social contributions
57
-
8
-
total
211
-
8
-
Employer
696
-
-
-
social contributions
982
-
140
-
total
982
-
140
-
Corporate
322
2 000
-
-
income
71
440
-
-
total
71
440
-
-
Dividends
251
1 560
-
-
income
55
343
-
-
total
55
343
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 319
783
148
618
After tax
681
1 217
1 852
1 382
Living cost
486
486
486
486
Free-cash
195
731
1 366
896

Estimated living cost  is $486 per week

$315
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$46
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
$986
$1003
$1096
$1050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
403
social contributions
-
-
-
181
health
-
-
-
51
total
-
-
-
635
Employee
859
859
1 869
-
income
90
80
393
-
social contributions
42
71
96
-
health
9
15
32
-
total
141
166
521
-
Employer
859
859
1 869
-
social contributions
42
71
96
-
health
9
16
35
-
total
51
87
131
-
Corporate
1 446
1 054
-
-
income
181
132
-
-
total
181
132
-
-
Dividends
1 265
922
-
-
withholding
215
157
-
-
total
215
157
-
-
Income
2 000
2 000
2 000
2 000
Total tax
588
542
652
635
After tax
1 412
1 458
1 348
1 365
Living cost
362
362
362
362
Free-cash
1 050
1 096
986
1 003

Estimated living cost  is $362 per week

$248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$28
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$80
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
$737
$917
$897
$961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
582
pensions
-
-
-
99
total
-
-
-
681
Employee
551
-
1 746
-
income
100
-
461
-
health
7
-
25
-
pensions
42
-
121
-
total
149
-
607
-
Employer
551
-
1 746
-
pensions
56
-
221
-
health
10
-
33
-
total
66
-
254
-
Corporate
1 382
2 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

263
380
-
-
total
263
380
-
-
Dividends
1 120
1 620
-
-
withholding
159
321
-
-
total
159
321
-
-
Income
2 000
2 000
2 000
2 000
Total tax
637
701
861
681
After tax
1 363
1 299
1 139
1 319
Living cost
402
402
402
402
Free-cash
961
897
737
917

Estimated living cost  is $402 per week

$276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$37
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$84
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
$397
$486
$609
$558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
municipal
-
-
-
13
regional
-
-
-
46
national
-
-
-
496
social contributions
-
-
-
514
total
-
-
-
1 069
Employee
941
-
2 000
-
regional
14
-
41
-
social contributions
317
-
674
-
national
159
-
431
-
municipal
6
-
12
-
total
496
-
1 158
-
Employer
941
-
2 000
-
total
-
-
-
-
Corporate
1 059
2 000
-
-
nationa
254
480
-
-
municipal
51
96
-
-
total
305
576
-
-
Dividends
754
1 424
-
-
withholding
196
370
-
-
total
196
370
-
-
Income
2 000
2 000
2 000
2 000
Total tax
997
946
1 158
1 069
After tax
1 003
1 054
842
931
Living cost
445
445
445
445
Free-cash
558
609
397
486

Estimated living cost  is $445 per week

$313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$31
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$95
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
$858
$1133
-$71
$126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
560
health
-
-
-
23
accident
-
-
-
3
pensions
-
-
-
44
other
-
-
-
4
total
-
-
-
634
Employee
366
-
1 809
-
income
50
-
430
-
health
42
-
207
-
pensions
41
-
81
-
total
133
-
718
-
Employer
366
-
1 809
-
unemployment
9
-
44
-
pensions
60
-
117
-
accident
6
-
30
-
total
75
-
191
-
Corporate
1 559
2 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

1 403
1 800
-
-
total
1 403
1 800
-
-
Dividends
156
200
-
-
withholding
30
38
-
-
total
30
38
-
-
Income
2 000
2 000
2 000
2 000
Total tax
1 641
1 838
909
634
After tax
359
162
1 091
1 366
Living cost
233
233
233
233
Free-cash
126
-71
858
1 133

Estimated living cost  is $233 per week

$171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$13
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$44
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
$837
$625
$598
$743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
2 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
622
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
76
trade
-
-
-
212
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
34
total
-
-
-
944
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

556
-
2 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

46
-
622
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

76
-
76
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

3
-
34
-
total
125
-
732
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 444
2 000
-
-
chamber of commerce
4
5
-
-
income
217
300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

12
16
-
-
trade
207
287
-
-
total
440
608
-
-
Dividends
1 005
1 392
-
-
withholding
247
344
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
19
-
-
total
261
363
-
-
Income
2 000
2 000
2 000
2 000
Total tax
826
971
732
944
After tax
1 174
1 029
1 268
1 056
Living cost
431
431
431
431
Free-cash
743
598
837
625

Estimated living cost  is $431 per week

$297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$46
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$81
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
$611
$461
$1368
$1276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
2 000
microenterprise
-
-
-
-
income
-
-
-
369
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
428
surtax
-
-
-
510
total
-
-
-
1 307
Employee
326
-
1 513
-
income
58
-
305
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

36
-
146
-
surtax
-
-
219
-
total
94
-
670
-
Employer
326
-
1 513
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

79
-
321
-
surtax
-
-
166
-
total
79
-
487
-
Corporate
1 595
2 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

319
400
-
-
total
319
400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

1 276
1 600
-
-
total
-
-
-
-
Income
2 000
2 000
2 000
2 000
Total tax
492
400
1 157
1 307
After tax
1 508
1 600
843
693
Living cost
232
232
232
232
Free-cash
1 276
1 368
611
461

Estimated living cost  is $232 per week

$148
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$22
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$57
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
$1057
$1068
$1102
$1079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
602
health
-
-
-
77
pensions
-
-
-
107
total
-
-
-
786
Employee
223
-
1 880
-
income
43
-
596
-
health
11
-
27
-
unemployment
2
-
5
-
pensions
20
-
48
-
total
76
-
676
-
Employer
223
-
1 880
-
unemployment
4
-
11
-
pensions
25
-
59
-
health
21
-
51
-
total
50
-
121
-
Corporate
1 727
2 000
-
-
income
380
440
-
-
total
380
440
-
-
Dividends
1 347
1 560
-
-
withholding
269
312
-
-
total
269
312
-
-
Income
2 000
2 000
2 000
2 000
Total tax
775
752
797
786
After tax
1 225
1 248
1 203
1 214
Living cost
146
146
146
146
Free-cash
1 079
1 102
1 057
1 068

Estimated living cost  is $146 per week

$87
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$12
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$3
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$44
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
$627
$695
$1007
$972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
560
health
-
-
-
106
unemployment
-
-
-
3
surtax
-
-
-
87
pensions
-
-
-
298
other
-
-
-
-
total
-
-
-
1 054
Employee
376
-
1 686
-
other
-
-
-
-
income
63
-
493
-
health
10
-
38
-
unemployment
26
-
104
-
surtax
1
-
74
-
pensions
25
-
99
-
total
125
-
808
-
Employer
376
-
1 686
-
unemployment
12
-
47
-
pensions
50
-
199
-
other
-
-
-
-
health
17
-
68
-
total
79
-
314
-
Corporate
1 545
2 000
-
-
income
402
520
-
-
total
402
520
-
-
Dividends
1 143
1 480
-
-
withholding
171
222
-
-
total
171
222
-
-
Income
2 000
2 000
2 000
2 000
Total tax
777
742
1 122
1 054
After tax
1 223
1 258
878
946
Living cost
251
251
251
251
Free-cash
972
1 007
627
695

Estimated living cost  is $251 per week

$151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
$22
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
$6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
$72
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
$0
I'm drinking at home rarely or never.
$0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
$175
$673
$752
$746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
2 000
income
-
-
-
553
chamber of commerce
-
-
-
8
health
-
-
-
100
unemployment
-
-
-
69
surtax
-
-
-
-
pensions
-
-
-
241
total
-
-
-
971
Employee
488
445
1 603
-
other
5
4
13
-
income
43
33
446
-
health
19
17
50
-
unemployment
15
13
39
-
pensions
50
46
134
-
total
132
113
682
-
Employer
488
445
1 603
-
unemployment
15
13
39
-
chamber of commerce
2
2
6
-
pensions