Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
$ 1800

per

Your estimated

Best value All models

City

free-cash

Helsinki , Finland

$720

$744

$761

$534

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

1 800

municipal

320

health

national

281

total

624

Employee

568

1 514

health

municipal

247

pensions

102

unemployment

national

173

total

153

564

Employer

568

1 514

accident

unemployment

pensions

263

health

total

108

287

Corporate

1 125

1 800

income

225

360

total

225

360

Dividends

Finish residents use 75% of income from dividends as a base for income tax.

675

1 080

national

111

municipal

121

194

total

155

305

Income

1 800

Total tax

641

665

851

624

After tax

1 159

1 135

949

1 176

Living cost

415

Free-cash

744

720

534

761

Estimated living cost is $415 per week

$271

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

$40

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

$97

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

I'm drinking at home rarely or never.

I do not smoke or smoke very rarely.

Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.